BEGIN:VCALENDAR VERSION:2.0 PRODID:-//ChamberMaster//Event Calendar 2.0//EN METHOD:PUBLISH X-PUBLISHED-TTL:P1H REFRESH-INTERVAL:P1H NAME:PacPay Calendar X-WR-CALNAME:PacPay Calendar CALSCALE:GREGORIAN BEGIN:VTIMEZONE TZID:America/New_York BEGIN:DAYLIGHT RRULE:FREQ=YEARLY;BYMONTH=3;BYDAY=+2SU DTSTART:20070101T000000 TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:Eastern Daylight Time END:DAYLIGHT BEGIN:STANDARD RRULE:FREQ=YEARLY;BYMONTH=11;BYDAY=+1SU DTSTART:20070101T000000 TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:Eastern Standard Time END:STANDARD END:VTIMEZONE BEGIN:VTIMEZONE TZID:Pacific/Honolulu BEGIN:DAYLIGHT DTSTART:20070311T020000 TZOFFSETFROM:-1000 TZOFFSETTO:-1000 TZNAME:(UTC-10:00) Hawaii END:DAYLIGHT BEGIN:STANDARD DTSTART:20071104T020000 TZOFFSETFROM:-1000 TZOFFSETTO:-1000 TZNAME:(UTC-10:00) Hawaii END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=America/New_York:20260709T140000 DTEND;TZID=America/New_York:20260709T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Fraudsters Toolbox Series-Wire and Instant Payments Fraud DESCRIPTION:As part of the Fraudster Toolbox Series\, this session delivers essential insights into the rapidly evolving landscape of wire and instant payment fraud. As faster payment options continue to expand\, fraudsters are adjusting their tactics with increasing speed and sophistication. This session equips participants with the knowledge needed to identify emerging fraud trends\, strengthen institutional controls\, and respond quickly and effectively to suspicious activity before losses occur.Participants will explore common fraud patterns impacting wire and instant payments\, examine both technological and procedural safeguards\, and learn how to design rapid detection and response protocols. The session will also address key regulatory and compliance considerations\, helping ensure your institution remains prepared\, resilient\, and aligned with evolving industry expectations.Who Should Attend:\nThis session is ideal for operations personnel\, Wire operations personnel\, treasury management professionals\, fraud and risk managers\, compliance officers\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.2 AAP / AFPP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraudsters-toolbox-series-wire-and-instant-payments-fraud-1530532?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

As part of the Fraudster Toolbox Series\, this session delivers essential insights into the rapidly evolving landscape of wire and instant payment fraud. As faster payment options continue to expand\, fraudsters are adjusting their tactics with increasing speed and sophistication. This session equips participants with the knowledge needed to identify emerging fraud trends\, strengthen institutional controls\, and respond quickly and effectively to suspicious activity before losses occur.

Participants will explore common fraud patterns impacting wire and instant payments\, examine both technological and procedural safeguards\, and learn how to design rapid detection and response protocols. The session will also address key regulatory and compliance considerations\, helping ensure your institution remains prepared\, resilient\, and aligned with evolving industry expectations.

Who Should Attend:
This session is ideal for operations personnel\, Wire operations personnel\, treasury management professionals\, fraud and risk managers\, compliance officers\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.

$199 Member / $398 Non-Member \;

1.2 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraudsters-toolbox-series-wire-and-instant-payments-fraud-1530532?sourceTypeId=Hub LOCATION: UID:e.3316.1306418 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraudsters-toolbox-series-wire-and-instant-payments-fraud-1530532?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;VALUE=DATE:20260921 DTEND;VALUE=DATE:20260924 TRANSP:TRANSPARENT X-MICROSOFT-CDO-ALLDAYEVENT:TRUE SUMMARY:3 Day AAP Review - Hawaii DESCRIPTION:The AAP Examination Review is a three-day course designed to support your final preparation for the Accredited ACH Professional (AAP) examination. This comprehensive review reinforces key concepts through guided instruction\, targeted worksheets\, practical exercises\, and proven test-taking strategies. Participants will also complete a facilitated pre-test that provides personalized feedback\, helping you identify focus areas and strengthen readiness ahead of the official AAP exam.Who Should Attend\nThis course is ideal for payments professionals planning to sit for the AAP examination who want a structured\, focused review to enhance confidence and exam performance. It is especially valuable for individuals who have completed foundational AAP preparation\, have hands-on ACH experience\, and are seeking a final comprehensive review before test day.In-PersonThis 3-Day Event is included in the AAP Prep Package$500.00 Member Registration - 3-Day Review Only \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/3-day-aap-review-hawaii-1618199?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

The AAP Examination Review is a three-day course designed to support your final preparation for the Accredited ACH Professional (AAP) examination. This comprehensive review reinforces key concepts through guided instruction\, targeted worksheets\, practical exercises\, and proven test-taking strategies. Participants will also complete a facilitated pre-test that provides personalized feedback\, helping you identify focus areas and strengthen readiness ahead of the official AAP exam.

Who Should Attend
This course is ideal for payments professionals planning to sit for the AAP examination who want a structured\, focused review to enhance confidence and exam performance. It is especially valuable for individuals who have completed foundational AAP preparation\, have hands-on ACH experience\, and are seeking a final comprehensive review before test day.

In-Person

This 3-Day Event is included in the AAP Prep Package

$500.00 Member Registration - 3-Day Review Only

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/3-day-aap-review-hawaii-1618199?sourceTypeId=Hub LOCATION:111 S King St Floor 5 Honolulu HI 96813 UID:e.3316.1371066 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/3-day-aap-review-hawaii-1618199?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260716T140000 DTEND;TZID=America/New_York:20260716T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:File Formats Made Easy DESCRIPTION:Appendix Three of the Nacha Operating Rules & Guidelines is your ultimate decoder key for everything related to ACH file formats. Not sure what your ACH reports are telling you? Need to better understand file formats so you can assist your Originators? Then don't miss this informative and interactive session designed to make ACH files easier to read and a lot more fun to understand!Who Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/file-formats-made-easy-1531769?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Appendix Three of the Nacha Operating Rules &\; Guidelines is your ultimate decoder key for everything related to ACH file formats. Not sure what your ACH reports are telling you? Need to better understand file formats so you can assist your Originators? Then don&rsquo\;t miss this informative and interactive session designed to make ACH files easier to read&mdash\;and a lot more fun to understand!

Who Should Attend:
This session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.

$199 Member / $398 Non-Member \;

1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/file-formats-made-easy-1531769?sourceTypeId=Hub LOCATION: UID:e.3316.1307245 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/file-formats-made-easy-1531769?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260804T140000 DTEND;TZID=America/New_York:20260804T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:High Risk ACH DESCRIPTION:Even in the most reliable payment systems\, complexities can arise. While the ACH Network is widely recognized as safe\, convenient\, and secure\, certain transaction types\, though entirely permissible\, present elevated risk considerations that require additional oversight and understanding.This session will explore these higher-risk ACH transactions and the related operational and compliance responsibilities. Participants will gain practical insight into identifying\, monitoring\, and mitigating potential risks associated with WEB and TEL debits\, third-party senders and nested third-party senders\, and direct access participants\, while continuing to maintain the security\, compliance\, and integrity of ACH operations.Who Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/high-risk-ach-1531775?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Even in the most reliable payment systems\, complexities can arise. While the ACH Network is widely recognized as safe\, convenient\, and secure\, certain transaction types\, though entirely permissible\, present elevated risk considerations that require additional oversight and understanding.

This session will explore these higher-risk ACH transactions and the related operational and compliance responsibilities. Participants will gain practical insight into identifying\, monitoring\, and mitigating potential risks associated with WEB and TEL debits\, third-party senders and nested third-party senders\, and direct access participants\, while continuing to maintain the security\, compliance\, and integrity of ACH operations.

$199 Member / $398 Non-Member \;

1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/high-risk-ach-1531775?sourceTypeId=Hub LOCATION: UID:e.3316.1307251 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/high-risk-ach-1531775?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20261112T140000 DTEND;TZID=America/New_York:20261112T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:All Things Agreements DESCRIPTION:The digital banking landscape is built on the agreements that define every transaction. This session offers a practical and essential breakdown of the key components found in common digital banking service agreements\, helping you understand the rights\, responsibilities\, and risks for both financial institutions and their accountholders.We'll demystify the fine print behind the contracts that support modern banking and provide a clear understanding of how these agreements protect both parties while ensuring compliance and transparency.Topics include:\n Wire Transfer Agreements: Explore security protocols\, liability clauses\, and processing rules for domestic and international wires.\n Mobile Deposit Agreements: Review endorsement requirements\, funds availability\, and liability for returned or fraudulent items.\n Electronic Banking & External Transfer Agreements: Understand ACH transfer rules\, transaction limits\, and account-linking procedures.\n P2P (Person-to-Person) Agreements: Examine unique liability models for P2P services\, including how fraud\, scams\, and sender errors are handled.Attendees will leave with a comprehensive understanding of these critical agreements\, empowering them to better manage risk\, maintain compliance\, and enhance customer communication.Who Should Attend:\nThis session is designed for compliance officers\, product and digital banking managers\, risk management professionals\, and operations staff responsible for developing\, managing\, or reviewing digital banking products\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / APRP Credits | CTP Credits May Apply This webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/all-things-agreements-1531792?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

The digital banking landscape is built on the agreements that define every transaction. This session offers a practical and essential breakdown of the key components found in common digital banking service agreements\, helping you understand the rights\, responsibilities\, and risks for both financial institutions and their accountholders.

We&rsquo\;ll demystify the fine print behind the contracts that support modern banking and provide a clear understanding of how these agreements protect both parties while ensuring compliance and transparency.

Topics include:
&bull\; Wire Transfer Agreements: Explore security protocols\, liability clauses\, and processing rules for domestic and international wires.
&bull\; Mobile Deposit Agreements: Review endorsement requirements\, funds availability\, and liability for returned or fraudulent items.
&bull\; Electronic Banking &\; External Transfer Agreements: Understand ACH transfer rules\, transaction limits\, and account-linking procedures.
&bull\; P2P (Person-to-Person) Agreements: Examine unique liability models for P2P services\, including how fraud\, scams\, and sender errors are handled.

Attendees will leave with a comprehensive understanding of these critical agreements\, empowering them to better manage risk\, maintain compliance\, and enhance customer communication.

Who Should Attend:
This session is designed for compliance officers\, product and digital banking managers\, risk management \;professionals\, and operations staff responsible for developing\, managing\, or reviewing digital banking products\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.

$199 Member / $398 Non-Member \;

1.8 AAP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/all-things-agreements-1531792?sourceTypeId=Hub LOCATION: UID:e.3316.1307268 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/all-things-agreements-1531792?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=Pacific/Honolulu:20260421T090000 DTEND;TZID=Pacific/Honolulu:20260421T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:In-Person Training- Hawaii- Government Payments and the ACH Network DESCRIPTION:Do you know how to handle federal government returns\, Death Notification Entries (DNEs)\, or Notifications of Change (NOCs)? Are you confident in understanding your institution's liability for government payments posted in error?This session will help you navigate the U.S. Treasury's Green Book\, the definitive resource for all federal government payments. Learn how government payment rules differ from the Nacha Operating Rules\, and gain the knowledge needed to ensure compliance\, minimize risk\, and provide peace of mind that your institution is handling government transactions correctly.Who Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.$95 Member / $190 Non-Member 6.0 AAP / APRP Credits | CTP Credits May Apply 9:00 am - 3:00 pm HSTLunch will be provided.AAP Prep Required TrainingPacPay COMP Codes may be applied toward registration.\nThis session is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-government-payments-and-the-ach-network-1530523?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Do you know how to handle federal government returns\, Death Notification Entries (DNEs)\, or Notifications of Change (NOCs)? Are you confident in understanding your institution&rsquo\;s liability for government payments posted in error?

This session will help you navigate the U.S. Treasury&rsquo\;s Green Book\, the definitive resource for all federal government payments. Learn how government payment rules differ from the Nacha Operating Rules\, and gain the knowledge needed to ensure compliance\, minimize risk\, and provide peace of mind that your institution is handling government transactions correctly.

$95 Member / $190 Non-Member \;

6.0 AAP / APRP Credits | CTP Credits May Apply \;

9:00 am - 3:00 pm HST

Lunch will be provided.

AAP Prep Required Training

PacPay COMP Codes may be applied toward registration.

This session is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-government-payments-and-the-ach-network-1530523?sourceTypeId=Hub LOCATION:1226 College Walk Community Room Honolulu HI 96817 UID:e.3316.1306409 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-government-payments-and-the-ach-network-1530523?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260611T140000 DTEND;TZID=America/New_York:20260611T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:How to be a B.A.D. ODFI DESCRIPTION:Let's face it no one wants to be bad at anything. But what if being "B.A.D." meant being the Best at Delivering?Join us as we break down the key steps to elevate your organization from average to excellent. This dynamic session will guide you through the essential responsibilities\, risk controls\, and best practices every ODFI should master to ensure compliance\, mitigate risk\, and deliver top-tier performance.Topics Include:Agreements with All Originators and Third-Party SendersImplementing and Managing Exposure LimitsReversal Dos and Don'tsReturn Rate Monitoring of Originators and Third-Party SendersWho Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply This webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/how-to-be-a-b-a-d-odfi-1530535?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Let&rsquo\;s face it&mdash\;no one wants to be bad at anything. But what if being &ldquo\;B.A.D.&rdquo\; meant being the Best at Delivering?

Join us as we break down the key steps to elevate your organization from average to excellent. This dynamic session will guide you through the essential responsibilities\, risk controls\, and best practices every ODFI should master to ensure compliance\, mitigate risk\, and deliver top-tier performance.

Topics Include:

Agreements with All Originators and Third-Party Senders
Implementing and Managing Exposure Limits
Reversal Dos and Don&rsquo\;ts
Return Rate Monitoring of Originators and Third-Party Senders

$199 Member / $398 Non-Member \;

1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/how-to-be-a-b-a-d-odfi-1530535?sourceTypeId=Hub LOCATION: UID:e.3316.1306421 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/how-to-be-a-b-a-d-odfi-1530535?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260618T140000 DTEND;TZID=America/New_York:20260618T170000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Check Bootcamp - Basic DESCRIPTION:New to checks or looking for a refresher? Join us for a virtual bootcamp designed to help you build a strong foundation in check processing. This session will walk you through the check collection process\, warranties and indemnities\, the Uniform Commercial Code (UCC)\, Regulation CC\, check adjustments and returns\, indorsements\, breach of warranty claims\, and more.Gain the confidence to navigate check operations effectively while strengthening your understanding of the rules and responsibilities that govern check processing.Who Should Attend:\nThis session is ideal for deposit and check operations staff\, exceptions processing staff\, compliance and risk managers\, auditors\, customer service staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, APRP\, and NCP continuing education credits.$199 Member / $398 Non-Member 3.6 AAP / APRP / NCP Credits | CTP Credits May Apply \nThis bootcamp is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/check-bootcamp-basic-1531766?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

New to checks or looking for a refresher? Join us for a virtual bootcamp designed to help you build a strong foundation in check processing. This session will walk you through the check collection process\, warranties and indemnities\, the Uniform Commercial Code (UCC)\, Regulation CC\, check adjustments and returns\, indorsements\, breach of warranty claims\, and more.

Gain the confidence to navigate check operations effectively while strengthening your understanding of the rules and responsibilities that govern check processing.

Who Should Attend:
This session is ideal for deposit and check operations staff\, exceptions processing staff\, compliance and risk managers\, auditors\, customer service staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, APRP\, and NCP continuing education credits.

$199 Member / $398 Non-Member \;

3.6 AAP / APRP / NCP Credits | CTP Credits May Apply \;

This bootcamp is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/check-bootcamp-basic-1531766?sourceTypeId=Hub LOCATION: UID:e.3316.1307242 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/check-bootcamp-basic-1531766?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260818T140000 DTEND;TZID=America/New_York:20260818T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Originator Exposure Limits: Balancing Risk DESCRIPTION:Understanding exposure limits is essential to managing risk at its source. This session provides an in-depth look at originator exposure and delivers practical guidance for establishing\, monitoring\, and adjusting limits that help protect your organization from unnecessary risk while supporting effective payments operations.Participants will explore the fundamentals of originator risk\, learn how to set appropriate parameters and monitoring systems\, and examine scenario analysis and stress testing methodologies. The session will also incorporate real-world examples and tailored case studies to help attendees apply these concepts confidently within their own risk management frameworks.Who Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, risk and compliance staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.$199 Member / $398 Non-Member 1.2 AAP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/originator-exposure-limits-balancing-risk-1531778?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Understanding exposure limits is essential to managing risk at its source. This session provides an in-depth look at originator exposure and delivers practical guidance for establishing\, monitoring\, and adjusting limits that help protect your organization from unnecessary risk while supporting effective payments operations.

Participants will explore the fundamentals of originator risk\, learn how to set appropriate parameters and monitoring systems\, and examine scenario analysis and stress testing methodologies. The session will also incorporate real-world examples and tailored case studies to help attendees apply these concepts confidently within their own risk management frameworks.

Who Should Attend:
This session is ideal for operations personnel\, treasury management professionals\, risk and compliance staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.

$199 Member / $398 Non-Member \;

1.2 AAP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/originator-exposure-limits-balancing-risk-1531778?sourceTypeId=Hub LOCATION: UID:e.3316.1307254 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/originator-exposure-limits-balancing-risk-1531778?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260924T140000 DTEND;TZID=America/New_York:20260924T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Consumer Considerations: A Guide to Rules\, Risks\, and Best Practices for Consumer Originations DESCRIPTION:Consumer ACH originations are a critical component of today's payments landscape\, supporting everything from person-to-person payments to online bill pay. While these transactions offer convenience and efficiency\, the rules and risk management requirements surrounding consumer ACH activity can be complex and require careful oversight.This session delivers a comprehensive and practical overview of the key considerations for organizations originating consumer ACH transactions. Participants will receive clear guidance on authorization and authentication requirements\, account validation processes\, managing returns and exceptions\, and implementing effective risk and fraud mitigation strategies\, all while balancing convenience\, security\, and regulatory compliance.Who Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, risk management teams\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/consumer-considerations-a-guide-to-rules-risks-and-best-practices-for-consumer-originations-1531781?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Consumer ACH originations are a critical component of today&rsquo\;s payments landscape\, supporting everything from person-to-person payments to online bill pay. While these transactions offer convenience and efficiency\, the rules and risk management requirements surrounding consumer ACH activity can be complex and require careful oversight.

This session delivers a comprehensive and practical overview of the key considerations for organizations originating consumer ACH transactions. Participants will receive clear guidance on authorization and authentication requirements\, account validation processes\, managing returns and exceptions\, and implementing effective risk and fraud mitigation strategies\, all while balancing convenience\, security\, and regulatory compliance.

Who Should Attend:
This session is ideal for operations personnel\, treasury management professionals\, risk management teams\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.

$199 Member / $398 Non-Member \;

1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/consumer-considerations-a-guide-to-rules-risks-and-best-practices-for-consumer-originations-1531781?sourceTypeId=Hub LOCATION: UID:e.3316.1307257 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/consumer-considerations-a-guide-to-rules-risks-and-best-practices-for-consumer-originations-1531781?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20261119T140000 DTEND;TZID=America/New_York:20261119T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Somehow\, I Manage to Control My Risk\, Part 3 - Wire DESCRIPTION:In today's rapidly evolving payments ecosystem\, a single misstep can lead to significant financial loss and reputational damage. This comprehensive four-part webinar series is designed to equip risk professionals\, compliance officers\, and operations teams with the knowledge and strategies needed to effectively manage the unique risks associated with the four pillars of modern payments ACH\, Check\, Wire\, and Instant Payments.Each session focuses on a specific payment channel\, providing an in-depth exploration of its inherent risks\, emerging fraud trends\, and proven best practices for building a resilient risk management framework.Part 3: Wire Fraud Prevention and Risk Controls\nWire transfers\, with their high-value and irrevocable nature\, are prime targets for sophisticated fraud schemes. This session will take a deep dive into business email compromise (BEC)\, social engineering\, and impersonation scams that continue to challenge financial institutions. You'll learn best practices for authentication protocols\, out-of-band verification\, and account holder education to help detect and prevent fraudulent wire activity before it happens.Who Should Attend:\nThis session is ideal for deposit operations staff\, fraud and risk managers\, treasury management professionals\, compliance officers\, auditors\, IT professionals\, those responsible for implementing fraud prevention strategies\, and those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.$199 Member / $398 Non-Member 1.2 AAP / APRP Credits | CTP Credits May Apply This webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/somehow-i-manage-to-control-my-risk-part-3-wire-1531786?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

In today&rsquo\;s rapidly evolving payments ecosystem\, a single misstep can lead to significant financial loss and reputational damage. This comprehensive four-part webinar series is designed to equip risk professionals\, compliance officers\, and operations teams with the knowledge and strategies needed to effectively manage the unique risks associated with the four pillars of modern payments&mdash\;ACH\, Check\, Wire\, and Instant Payments.

Each session focuses on a specific payment channel\, providing an in-depth exploration of its inherent risks\, emerging fraud trends\, and proven best practices for building a resilient risk management framework.

Part 3: Wire Fraud Prevention and Risk Controls
Wire transfers\, with their high-value and irrevocable nature\, are prime targets for sophisticated fraud schemes. This session will take a deep dive into business email compromise (BEC)\, social engineering\, and impersonation scams that continue to challenge financial institutions. You&rsquo\;ll learn best practices for authentication protocols\, out-of-band verification\, and account holder \;education to help detect and prevent fraudulent wire activity before it happens.

Who Should Attend:
This session is ideal for deposit operations staff\, fraud and risk managers\, treasury management professionals\, compliance officers\, auditors\, IT professionals\, those responsible for implementing fraud prevention strategies\, and those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.

$199 Member / $398 Non-Member \;

1.2 AAP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/somehow-i-manage-to-control-my-risk-part-3-wire-1531786?sourceTypeId=Hub LOCATION: UID:e.3316.1307262 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/somehow-i-manage-to-control-my-risk-part-3-wire-1531786?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20261210T140000 DTEND;TZID=America/New_York:20261210T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Somehow\, I Manage to Control My Risk\, Part 4 - Instant Payments DESCRIPTION:In today's rapidly evolving payments ecosystem\, a single misstep can lead to significant financial loss and reputational damage. This comprehensive four-part webinar series is designed to equip risk professionals\, compliance officers\, and operations teams with the knowledge and strategies needed to effectively manage the unique risks associated with the four pillars of modern payments ACH\, Check\, Wire\, and Instant Payments.Each session focuses on a specific payment channel\, providing an in-depth exploration of its inherent risks\, emerging fraud trends\, and proven best practices for building a strong and resilient risk management framework.Part 4: Managing Risk in Instant Payments\nIn this final session\, we'll examine the fraud challenges inherent in immediate settlement\, including scams\, mule accounts\, and limited recovery options. You'll learn how to implement real-time fraud monitoring\, leverage transaction scoring\, and build layered security controls to keep pace with the speed and complexity of modern payments.Who Should Attend:\nThis session is ideal for deposit operations staff\, fraud and risk managers\, treasury management professionals\, compliance officers\, auditors\, IT professionals\, those responsible for implementing fraud prevention strategies\, and those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.2 AAP / AFPP / APRP Credits | CTP Credits May Apply This webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/somehow-i-manage-to-control-my-risk-part-4-instant-payments-1531787?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Part 4: Managing Risk in Instant Payments
In this final session\, we&rsquo\;ll examine the fraud challenges inherent in immediate settlement\, including scams\, mule accounts\, and limited recovery options. You&rsquo\;ll learn how to implement real-time fraud monitoring\, leverage transaction scoring\, and build layered security controls to keep pace with the speed and complexity of modern payments.

$199 Member / $398 Non-Member \;

1.2 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/somehow-i-manage-to-control-my-risk-part-4-instant-payments-1531787?sourceTypeId=Hub LOCATION: UID:e.3316.1307263 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/somehow-i-manage-to-control-my-risk-part-4-instant-payments-1531787?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20261117T000000 DTEND;TZID=America/New_York:20261117T000000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Fraud Day DESCRIPTION:Financial fraud continues to generate billions of dollars in losses each year for financial institutions and their customers. Join us for this engaging live virtual event to hear the latest insights and trends in financial and cyber payments fraud. Learn how fraudsters are evolving their tactics\, what emerging threats to watch for\, and the proactive steps your institution can take to strengthen defenses and protect your accountholders.Who Should Attend:\nThis event is ideal for Payments Operations staff\, Fraud and Risk professionals\, Compliance officers\, and individuals preparing for or maintaining their Accredited ACH Professional (AAP) or Accredited Payments Risk Professional (APRP)\, National Check Professional(NCP) credentials.$275 Member / $550 Non-Member 4.8 AAP / APRP Credits | AFPP / NCP Credits - TBD | CTP Credits May ApplyAgenda Coming Soon.Fraud Day is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraud-day-1531790?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Financial fraud continues to generate billions of dollars in losses each year for financial institutions and their customers. Join us for this engaging live virtual event to hear the latest insights and trends in financial and cyber payments fraud. Learn how fraudsters are evolving their tactics\, what emerging threats to watch for\, and the proactive steps your institution can take to strengthen defenses and protect your accountholders.

Who Should Attend:
This event is ideal for Payments Operations staff\, Fraud and Risk professionals\, Compliance officers\, and individuals preparing for or maintaining their Accredited ACH Professional (AAP) or Accredited Payments Risk Professional (APRP)\, National Check Professional(NCP) credentials.

$275 Member / $550 Non-Member \;

4.8 AAP / APRP Credits | AFPP / NCP Credits - TBD | CTP Credits May Apply

Agenda Coming Soon.

Fraud Day is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraud-day-1531790?sourceTypeId=Hub LOCATION: UID:e.3316.1307266 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraud-day-1531790?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260423T140000 DTEND;TZID=America/New_York:20260423T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Get to Know the Green Book: A Comprehensive Guide\, Part 3 - Automated Enrollment Entries ( ENR) DESCRIPTION:Unlock the complexities of the U.S. Treasury's Green Book with this essential three-part webinar series. In Part 3\, we'll focus on Automated Enrollment Entries (ENRs) the preferred method used by federal government benefit agencies for enrolling recipients\, updating existing enrollments\, or transferring direct deposits between financial institutions.This session will demystify ENR processing and provide clear\, actionable insights to help financial institutions ensure compliance and efficiency when handling these entries.Topics Include:What is an ENR?Programs that Participate with ENRRequired Information and FormattingBest Practices for Accuracy and ComplianceWho Should Attend:\nThis session is ideal for ACH operations staff\, compliance officers\, risk managers\, and treasury professionals who manage federal government benefit payments or enrollment requests. It is also well-suited for frontline staff\, those seeking a refresher on key payment topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits. $199 Member / $398 Non-Member 1.2 AAP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/get-to-know-the-green-book-a-comprehensive-guide-part-3-automated-enrollment-entries-enr-1530513?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Unlock the complexities of the U.S. Treasury&rsquo\;s Green Book with this essential three-part webinar series. In Part 3\, we&rsquo\;ll focus on Automated Enrollment Entries (ENRs)&mdash\;the preferred method used by federal government benefit agencies for enrolling recipients\, updating existing enrollments\, or transferring direct deposits between financial institutions.

This session will demystify ENR processing and provide clear\, actionable insights to help financial institutions ensure compliance and efficiency when handling these entries.

Topics Include:

What is an ENR?
Programs that Participate with ENR
Required Information and Formatting
Best Practices for Accuracy and Compliance

Who Should Attend:
This session is ideal for ACH operations staff\, compliance officers\, risk managers\, and treasury professionals who manage federal government benefit payments or enrollment requests. It is also well-suited for frontline staff\, those seeking a refresher on key payment topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits. \;

$199 Member / $398 Non-Member \;

1.2 AAP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/get-to-know-the-green-book-a-comprehensive-guide-part-3-automated-enrollment-entries-enr-1530513?sourceTypeId=Hub LOCATION: UID:e.3316.1306399 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/get-to-know-the-green-book-a-comprehensive-guide-part-3-automated-enrollment-entries-enr-1530513?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260416T140000 DTEND;TZID=America/New_York:20260416T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Checks-Is it a Return? An Adjustments? Or do we Deal Direct? DESCRIPTION:Navigate the complexities of check processing with confidence. This session will help you clearly distinguish between check returns\, adjustments\, and situations that require direct handling. Through real-world examples\, you'll gain a better understanding of compliance expectations\, communication best practices\, and how to resolve issues efficiently and accurately.This Session Will Cover:Identifying Different Types of Check Returns and AdjustmentsProtocols for Direct Dealings Between Financial InstitutionsCompliance and Regulatory ConsiderationsPractical Scenarios and SolutionsWho Should Attend:\nThis course is ideal for deposit and check operations staff\, exceptions processing staff\, compliance and risk managers\, auditors\, customer service staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, APRP\, and NCP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / APRP/ NCP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/checks-is-it-a-return-an-adjustments-or-do-we-deal-direct-1530518?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Navigate the complexities of check processing with confidence. This session will help you clearly distinguish between check returns\, adjustments\, and situations that require direct handling. Through real-world examples\, you&rsquo\;ll gain a better understanding of compliance expectations\, communication best practices\, and how to resolve issues efficiently and accurately.

This Session Will Cover:

Identifying Different Types of Check Returns and Adjustments
Protocols for Direct Dealings Between Financial Institutions
Compliance and Regulatory Considerations
Practical Scenarios and Solutions

Who Should Attend:
This course is ideal for deposit and check operations staff\, exceptions processing staff\, compliance and risk managers\, auditors\, customer service staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, APRP\, and NCP continuing education credits.

$199 Member / $398 Non-Member \;

1.8 AAP / APRP/ NCP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/checks-is-it-a-return-an-adjustments-or-do-we-deal-direct-1530518?sourceTypeId=Hub LOCATION: UID:e.3316.1306404 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/checks-is-it-a-return-an-adjustments-or-do-we-deal-direct-1530518?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260421T140000 DTEND;TZID=America/New_York:20260421T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Top 10 ACH Audit Findings DESCRIPTION:Discrepancies or findings that fall outside of audit compliance requirements are classified as audit exceptions and understanding them is key to strengthening your institution's controls. Join our team as we walk through the top ACH audit findings of 2025\, discuss common areas of non-compliance\, and provide practical guidance to help you avoid repeat issues. This interactive session also offers time for Q&A\, allowing you to get the answers you need to protect your financial institution from unnecessary errors and exceptions in 2026.Who Should Attend:\nThis session is designed for compliance officers\, internal auditors\, ACH operations staff\, and risk managers responsible for ACH compliance and audit preparation. It's also beneficial for those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/top-10-ach-audit-findings-1530522?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Discrepancies or findings that fall outside of audit compliance requirements are classified as audit exceptions&mdash\;and understanding them is key to strengthening your institution&rsquo\;s controls. Join our team as we walk through the top ACH audit findings of 2025\, discuss common areas of non-compliance\, and provide practical guidance to help you avoid repeat issues. This interactive session also offers time for Q&\;A\, allowing you to get the answers you need to protect your financial institution from unnecessary errors and exceptions in 2026.

Who Should Attend:
This session is designed for compliance officers\, internal auditors\, ACH operations staff\, and risk managers responsible for ACH compliance and audit preparation. It&rsquo\;s also beneficial for those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.

$199 Member / $398 Non-Member \;

1.8 AAP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/top-10-ach-audit-findings-1530522?sourceTypeId=Hub LOCATION: UID:e.3316.1306408 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/top-10-ach-audit-findings-1530522?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=Pacific/Honolulu:20260422T083000 DTEND;TZID=Pacific/Honolulu:20260422T120000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:2026 Annual PacPay Members Meeting DESCRIPTION:Join your colleagues at PacPay's 2026 Annual Members Meeting for an engaging discussion on the future of payments. Hear the latest updates on PacPay initiatives and gain valuable insights from leaders across the payments industry\, all designed to keep your organization informed\, connected\, and prepared for what's ahead.This event is open exclusively to PacPay members and is offered at no charge for up to five attendees from the same organization. A light lunch will be provided\, and a virtual attendance option is available.8:30 am - 12:00 pm HST2026 PacPay Annual Meeting AgendaEvent Location:\nHawaiiUSA Federal Credit Union\, 1226 College Walk\, First Floor of the Mauka Building\, Honolulu\, HI 96817For in-person attendees:Parking is available at 1259 Aala Street\, Honolulu\, HI 96817On-site parking is limited. Carpooling is encouraged when possible. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/2026-annual-pacpay-members-meeting-1530524?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Join your colleagues at PacPay&rsquo\;s 2026 Annual Members Meeting for an engaging discussion on the future of payments. Hear the latest updates on PacPay initiatives and gain valuable insights from leaders across the payments industry\, all designed to keep your organization informed\, connected\, and prepared for what&rsquo\;s ahead.

This event is open exclusively to PacPay members and is offered at no charge for up to five attendees from the same organization. \;

A light lunch will be provided\, and a virtual attendance option is available.

8:30 am - 12:00 pm HST

2026 PacPay Annual Meeting Agenda

Event Location:
HawaiiUSA Federal Credit Union\, 1226 College Walk\, First Floor of the Mauka Building\, Honolulu\, HI 96817

For in-person attendees:

Parking is available at 1259 Aala Street\, Honolulu\, HI 96817

On-site parking is limited. Carpooling is encouraged when possible.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/2026-annual-pacpay-members-meeting-1530524?sourceTypeId=Hub LOCATION:1226 College Walk First Floor of the Mauka Building Honolulu HI 96817 UID:e.3316.1306410 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/2026-annual-pacpay-members-meeting-1530524?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260609T140000 DTEND;TZID=America/New_York:20260609T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Fraudsters Toolbox Series-Debit and Credit Card Fraud DESCRIPTION:As part of the Fraudster Toolbox Series\, this session arms you with the knowledge and tools to combat the ever-evolving risks associated with card fraud. Learn how today's fraudsters exploit vulnerabilities in card payment systems and how to stay one step ahead with proactive prevention and strong authentication practices.This Session Will Cover:Identifying Emerging Trends and Methods Used in Card FraudVerification Techniques and Authentication MeasuresDefenses to Reduce Vulnerability at the Point of SaleCase Examples Illustrating Successful Fraud PreventionWho Should Attend:\nThis session is ideal for operations personnel\, electronic banking staff\, fraud and risk management\, frontline staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.2 AAP / AFPP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraudsters-toolbox-series-debit-and-credit-card-fraud-1530530?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

As part of the Fraudster Toolbox Series\, this session arms you with the knowledge and tools to combat the ever-evolving risks associated with card fraud. Learn how today&rsquo\;s fraudsters exploit vulnerabilities in card payment systems&mdash\;and how to stay one step ahead with proactive prevention and strong authentication practices.

This Session Will Cover:

Identifying Emerging Trends and Methods Used in Card Fraud
Verification Techniques and Authentication Measures
Defenses to Reduce Vulnerability at the Point of Sale
Case Examples Illustrating Successful Fraud Prevention

Who Should Attend:
This session is ideal for operations personnel\, electronic banking staff\, fraud and risk management\, frontline staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.

$199 Member / $398 Non-Member \;

1.2 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraudsters-toolbox-series-debit-and-credit-card-fraud-1530530?sourceTypeId=Hub LOCATION: UID:e.3316.1306416 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraudsters-toolbox-series-debit-and-credit-card-fraud-1530530?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260526T140000 DTEND;TZID=America/New_York:20260526T170000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:ODFI Deep Dive DESCRIPTION:Do you fully understand the roles and responsibilities of an Originating Depository Financial Institution (ODFI)? This session will take you through a day in the life of an ODFI\, exploring origination risks\, responsibilities\, warranties\, and obligations. Learn how to make informed decisions when establishing and managing relationships with originating companies\, while ensuring compliance with the Nacha Operating Rules.You Will Learn About:Basics of the ACH NetworkOrigination RiskAgreements and Due DiligenceExposure LimitsFile ProcessingObligations and WarrantiesWho Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 3.6 AAP / AFPP / APRP Credits | CTP Credits May Apply This webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/odfi-deep-dive-1530536?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Do you fully understand the roles and responsibilities of an Originating Depository Financial Institution (ODFI)? This session will take you through a day in the life of an ODFI\, exploring origination risks\, responsibilities\, warranties\, and obligations. Learn how to make informed decisions when establishing and managing relationships with originating companies\, while ensuring compliance with the Nacha Operating Rules.

You Will Learn About:

Basics of the ACH Network
Origination Risk
Agreements and Due Diligence
Exposure Limits
File Processing
Obligations and Warranties

$199 Member / $398 Non-Member \;

3.6 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/odfi-deep-dive-1530536?sourceTypeId=Hub LOCATION: UID:e.3316.1306422 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/odfi-deep-dive-1530536?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260616T140000 DTEND;TZID=America/New_York:20260616T170000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Regulations Deep Dive DESCRIPTION:This session will help you gain a deeper understanding of the legal foundation of the ACH Network\, including the consumer protections provided by Regulation E\, the business protections outlined in UCC 4A\, and the funds availability requirements defined by Regulation CC.You will also explore additional rules and regulations that apply to the ACH Network\, helping you build a solid foundation for compliance and operational excellence.Who Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits. Also\, anyone preparing for the Accredited ACH Professional (AAP) exam$199 Member / $398 Non-Member 3.6 AAP / AFPP / APRP / NCP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/regulations-deep-dive-1531764?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

This session will help you gain a deeper understanding of the legal foundation of the ACH Network\, including the consumer protections provided by Regulation E\, the business protections outlined in UCC 4A\, and the funds availability requirements defined by Regulation CC.

You will also explore additional rules and regulations that apply to the ACH Network\, helping you build a solid foundation for compliance and operational excellence.

$199 Member / $398 Non-Member \;

3.6 AAP / AFPP / APRP / NCP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/regulations-deep-dive-1531764?sourceTypeId=Hub LOCATION: UID:e.3316.1307240 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/regulations-deep-dive-1531764?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260625T140000 DTEND;TZID=America/New_York:20260625T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:OFAC and the Nacha Rules DESCRIPTION:"Do I obey OFAC or the Nacha Rules?" is one of the most common questions we receive. In this session\, we'll simplify the OFAC requirements for ACH participants and clarify how they align with the Nacha Operating Rules & Guidelines. Gain a clear understanding of your institution's responsibilities and how to demonstrate compliance across both domestic and international transactions.Topics include:\n What is OFAC\, and what is its scope?\n How can Originators\, ODFIs\, and RDFIs demonstrate compliance for domestic transactions?\n How can Originators\, ODFIs\, and RDFIs demonstrate compliance for international transactions?\n What should Third Parties and Receivers know?\n Dealing with debit blocks and filtersWho Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.2 AAP / AFPP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/ofac-and-the-nacha-rules-1531767?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

&ldquo\;Do I obey OFAC or the Nacha Rules?&rdquo\; is one of the most common questions we receive. In this session\, we&rsquo\;ll simplify the OFAC requirements for ACH participants and clarify how they align with the Nacha Operating Rules &\; Guidelines. Gain a clear understanding of your institution&rsquo\;s responsibilities and how to demonstrate compliance across both domestic and international transactions.

Topics include:
&bull\; What is OFAC\, and what is its scope?
&bull\; How can Originators\, ODFIs\, and RDFIs demonstrate compliance for domestic transactions?
&bull\; How can Originators\, ODFIs\, and RDFIs demonstrate compliance for international transactions?
&bull\; What should Third Parties and Receivers know?
&bull\; Dealing with debit blocks and filters

$199 Member / $398 Non-Member \;

1.2 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/ofac-and-the-nacha-rules-1531767?sourceTypeId=Hub LOCATION: UID:e.3316.1307243 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/ofac-and-the-nacha-rules-1531767?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260721T140000 DTEND;TZID=America/New_York:20260721T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Payments Systems: Who\, What\, and How? DESCRIPTION:Ever wonder how funds move behind the scenes? This foundational session provides a clear\, big-picture view of today's major payment systems\, explaining how they operate\, who is involved\, and the critical role each plays in the movement of money across the financial ecosystem. Designed for both new and experienced payments professionals\, this session builds a strong understanding of the core infrastructure that supports everyday transactions.Participants will explore the key payment channels\, including ACH\, card\, wire\, check\, and instant payments\, along with an overview of processing flows and common use cases for each system. By the end of the session\, attendees will have a practical framework for understanding how payments move from initiation to settlement and how different payment methods are used across the industry.Who Should Attend:\nThis course is ideal for deposit and check operations staff\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, APRP\, or NCP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / APRP / NCP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/payments-systems-who-what-and-how-1531770?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Ever wonder how funds move behind the scenes? This foundational session provides a clear\, big-picture view of today&rsquo\;s major payment systems\, explaining how they operate\, who is involved\, and the critical role each plays in the movement of money across the financial ecosystem. Designed for both new and experienced payments professionals\, this session builds a strong understanding of the core infrastructure that supports everyday transactions.

Participants will explore the key payment channels\, including ACH\, card\, wire\, check\, and instant payments\, along with an overview of processing flows and common use cases for each system. By the end of the session\, attendees will have a practical framework for understanding how payments move from initiation to settlement and how different payment methods are used across the industry.

Who Should Attend:
This course is ideal for deposit and check operations staff\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, APRP\, or NCP continuing education credits.

$199 Member / $398 Non-Member \;

1.8 AAP / APRP / NCP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/payments-systems-who-what-and-how-1531770?sourceTypeId=Hub LOCATION: UID:e.3316.1307246 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/payments-systems-who-what-and-how-1531770?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=Pacific/Honolulu:20260804T090000 DTEND;TZID=Pacific/Honolulu:20260804T120000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:In-Person Training- Hawaii- Handling Fraud Across All Payment Systems DESCRIPTION:So you have encountered a fraud situation within a payment system. What happens next? This session takes a practical\, operations-focused approach to identifying\, responding to\, and managing fraud across multiple payment channels. Participants will learn how to take decisive action when fraud occurs\, minimize potential losses\, and apply consistent response strategies across payment types.The session will cover real-world fraud scenarios\, including check forgeries and alterations\, unauthorized ACH entries\, card disputes\, and fraudulent wire requests. By examining these common situations\, attendees will gain actionable guidance to strengthen fraud prevention efforts\, improve recovery processes\, and enhance coordination across teams when fraud incidents arise.Who Should Attend:\nThis session is designed for deposit operations staff\, fraud and risk managers\, treasury management professionals\, compliance officers\, auditors\, and IT professionals\, as well as individuals responsible for implementing fraud prevention strategies. It is also well-suited for those seeking a refresher on key payments topics\, accreditation candidates\, and professionals earning AAP or APRP continuing education credits. $80 Member / $160 Non-Member 3.6 AAP / AFPP / APRP Credits | CTP Credits May Apply 9:00 am - 12:00 pm HSTLunch will be provided.PacPay COMP Codes may be applied toward registration.\nThis session is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-handling-fraud-across-all-payment-systems-1531773?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

So you have encountered a fraud situation within a payment system. What happens next? This session takes a practical\, operations-focused approach to identifying\, responding to\, and managing fraud across multiple payment channels. Participants will learn how to take decisive action when fraud occurs\, minimize potential losses\, and apply consistent response strategies across payment types.

The session will cover real-world fraud scenarios\, including check forgeries and alterations\, unauthorized ACH entries\, card disputes\, and fraudulent wire requests. By examining these common situations\, attendees will gain actionable guidance to strengthen fraud prevention efforts\, improve recovery processes\, and enhance coordination across teams when fraud incidents arise.

Who Should Attend:
This session is designed for deposit operations staff\, fraud and risk managers\, treasury management professionals\, compliance officers\, auditors\, and IT professionals\, as well as individuals responsible for implementing fraud prevention strategies. It is also well-suited for those seeking a refresher on key payments topics\, accreditation candidates\, and professionals earning AAP or APRP continuing education credits. \;

$80 Member / $160 Non-Member \;

3.6 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

9:00 am - 12:00 pm HST

Lunch will be provided.

PacPay COMP Codes \;may be applied toward registration.

This session is included in the Education Package Plan. \;

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-handling-fraud-across-all-payment-systems-1531773?sourceTypeId=Hub LOCATION:999 Bishop Street 6th Floor\, Maika’i room Honolulu HI 96813 UID:e.3316.1307249 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-handling-fraud-across-all-payment-systems-1531773?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260903T140000 DTEND;TZID=America/New_York:20260903T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Card Payment Fundamentals DESCRIPTION:Card payments are a routine part of everyday transactions\, yet the processes that support them are complex and highly coordinated. This session offers a clear and practical overview of how card payments move through the network\, highlighting the key participants involved and the controls that ensure accuracy and security from authorization through settlement.Participants will examine the card processing flow\, including settlement processes\, authentication methods\, and essential security and fraud prevention tools. The session will also address best practices for managing disputes and chargebacks\, providing attendees with a well-rounded understanding of card payments and the operational responsibilities that support them.Who Should Attend:\nThis session is ideal for operations personnel\, electronic banking staff\, fraud and risk management\, frontline staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/card-payment-fundamentals-1531779?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Card payments are a routine part of everyday transactions\, yet the processes that support them are complex and highly coordinated. This session offers a clear and practical overview of how card payments move through the network\, highlighting the key participants involved and the controls that ensure accuracy and security from authorization through settlement.

Participants will examine the card processing flow\, including settlement processes\, authentication methods\, and essential security and fraud prevention tools. The session will also address best practices for managing disputes and chargebacks\, providing attendees with a well-rounded understanding of card payments and the operational responsibilities that support them.

$199 Member / $398 Non-Member \;

1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/card-payment-fundamentals-1531779?sourceTypeId=Hub LOCATION: UID:e.3316.1307255 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/card-payment-fundamentals-1531779?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20261029T140000 DTEND;TZID=America/New_York:20261029T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Somehow\, I Manage to Control My Risk\, Part 2 - Check DESCRIPTION:In today's rapidly evolving payments ecosystem\, a single misstep can lead to significant financial loss and reputational damage. This comprehensive four-part webinar series is designed to equip risk professionals\, compliance officers\, and operations teams with the knowledge and strategies needed to effectively manage the unique risks associated with the four pillars of modern payments ACH\, Check\, Wire\, and Instant Payments.Each session focuses on a specific payment channel\, providing an in-depth exploration of its inherent risks\, emerging fraud trends\, and proven best practices for building a resilient risk management framework.Part 2: Check Fraud and Risk Controls\nWhile checks may be one of the oldest payment rails\, they remain a significant source of fraud. This session will explore today's most prevalent check fraud schemes\, including check washing\, counterfeiting\, and remote deposit capture fraud. You'll gain insight into advanced detection techniques\, operational controls\, and fraud mitigation strategies to help your institution stay one step ahead of evolving threats.Who Should Attend:\nThis series is ideal for Risk and Compliance professionals\, Operations and Deposit staff\, Fraud prevention teams\, and Electronic Banking personnel. It's also valuable for individuals preparing for or maintaining their Accredited Payments Risk Professional (APRP)\, Accredited ACH Professional (AAP)\, or National Check Professional (NCP) credentials\, as well as anyone involved in payments oversight or risk mitigation.$199 Member / $398 Non-Member 1.2 AAP / APRP / NCP Credits | CTP Credits May Apply This webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/somehow-i-manage-to-control-my-risk-part-2-check-1531784?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Part 2: Check Fraud and Risk Controls
While checks may be one of the oldest payment rails\, they remain a significant source of fraud. This session will explore today&rsquo\;s most prevalent check fraud schemes\, including check washing\, counterfeiting\, and remote deposit capture fraud. You&rsquo\;ll gain insight into advanced detection techniques\, operational controls\, and fraud mitigation strategies to help your institution stay one step ahead of evolving threats.

Who Should Attend:
This series is ideal for Risk and Compliance professionals\, Operations and Deposit staff\, Fraud prevention teams\, and Electronic Banking personnel. It&rsquo\;s also valuable for individuals preparing for or maintaining their Accredited Payments Risk Professional (APRP)\, \;Accredited ACH Professional (AAP)\, or National Check Professional (NCP) credentials\, as well as anyone involved in payments oversight or risk mitigation.

$199 Member / $398 Non-Member \;

1.2 AAP / APRP / NCP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/somehow-i-manage-to-control-my-risk-part-2-check-1531784?sourceTypeId=Hub LOCATION: UID:e.3316.1307260 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/somehow-i-manage-to-control-my-risk-part-2-check-1531784?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20261015T140000 DTEND;TZID=America/New_York:20261015T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:The Threat Within: Reducing Cashier’s Check Confusion DESCRIPTION:Although cashier's checks are often viewed as secure\, they remain a prime target for fraudsters and a persistent source of confusion for both consumers and financial institutions. As scams become more sophisticated and the line between legitimate and fraudulent transactions continues to blur\, institutions face growing pressure to ensure accuracy\, compliance\, and security.This critical session will dissect the misconceptions and vulnerabilities surrounding cashier's checks\, providing clear guidance and actionable strategies to help your institution mitigate risk\, protect accountholders\, and strengthen operational practices.Key topics include:\n Understanding what cashier's checks are\, how they differ from certified or personal checks\, and why they are preferred for high-value transactions\n Best practices for verifying authenticity including direct issuer verification and recognizing common security features and red flags\n Strengthening internal controls to minimize issuance errors and fraud\n Communicating effectively with customers about risks and setting clear expectations for safe transaction practices\n Developing a structured protocol for handling suspected fraudulent checks\, including reporting requirements and loss mitigation strategiesWho Should Attend:\nThis session is ideal for Deposit Operations staff\, Frontline and Teller personnel\, Fraud and Risk Management professionals\, Compliance Officers\, and Training Managers responsible for staff education on check handling and fraud prevention. It's also valuable for anyone preparing for or maintaining their Accredited ACH Professional (AAP)\, Accredited Payments Risk Professional (APRP) or National Check Professional (NCP) credentials.$199 Member / $398 Non-Member 1.2 AAP / APRP/ NCP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/the-threat-within-reducing-cashier-s-check-confusion-1531793?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Although cashier&rsquo\;s checks are often viewed as secure\, they remain a prime target for fraudsters and a persistent source of confusion for both consumers and financial institutions. As scams become more sophisticated and the line between legitimate and fraudulent transactions continues to blur\, institutions face growing pressure to ensure accuracy\, compliance\, and security.

This critical session will dissect the misconceptions and vulnerabilities surrounding cashier&rsquo\;s checks\, providing clear guidance and actionable strategies to help your institution mitigate risk\, protect accountholders\, and strengthen operational practices.

Key topics include:
&bull\; Understanding what cashier&rsquo\;s checks are\, how they differ from certified or personal checks\, and why they are preferred for high-value transactions
&bull\; Best practices for verifying authenticity&mdash\;including direct issuer verification and recognizing common security features and red flags
&bull\; Strengthening internal controls to minimize issuance errors and fraud
&bull\; Communicating effectively with customers about risks and setting clear expectations for safe transaction practices
&bull\; Developing a structured protocol for handling suspected fraudulent checks\, including reporting requirements and loss mitigation strategies

Who Should Attend:
This session is ideal for Deposit Operations staff\, Frontline and Teller personnel\, Fraud and Risk Management professionals\, Compliance Officers\, and Training Managers responsible for staff education on check handling and fraud prevention. It&rsquo\;s also valuable for anyone preparing for or maintaining their Accredited ACH Professional (AAP)\, Accredited Payments Risk Professional (APRP) or National Check Professional (NCP) credentials.

$199 Member / $398 Non-Member \;

1.2 AAP / APRP/ NCP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/the-threat-within-reducing-cashier-s-check-confusion-1531793?sourceTypeId=Hub LOCATION: UID:e.3316.1307269 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/the-threat-within-reducing-cashier-s-check-confusion-1531793?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260408T140000 DTEND;TZID=America/New_York:20260708T200000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:2026 APRP Prep Package DESCRIPTION:Become an Accredited Payments Risk Professional Strengthen your risk management expertise by becoming an Accredited Payments Risk Professional (APRP). This respected credential highlights your ability to identify\, assess\, and mitigate payments risk across ACH\, wires\, checks\, cards\, and emerging payment channels.APRPs are trusted for their comprehensive understanding of payments risk\, regulatory expectations\, and fraud trends. They are often relied on during audits\, exams\, and strategic decision-making. If you want to elevate your professional credibility\, expand your skill set\, and take a leading role in risk management\, the APRP journey is the perfect next step.APRP Prep PackageMember Price: $1095\nNacha test registration is not included. Non-Member Registration: $2190Study Resources Risk Pro Online-Based Practice Quizzes Training Sessions12 Virtual APRP Classes04/08/2026 - Orientation/Welcome Session 04/15/2026 - Payment Systems 04/22/2026 - Regulatory Environment\, Part 1 04/29/2026 - Regulatory Environment\, Part 2 05/06/2026 - Risk Fundamentals\, Part 1 05/13/2026 - Risk Fundamentals\, Part 2 05/20/2026 - Payments Risk Policy and Governance\, Part 1 05/27/2026 - Payments Risk Policy and Governance\, Part 2 06/03/2026 - Payments Risk Management and Controls\, Part 1 06/10/2026 - Payments Risk Management and Controls\, Part 2 06/17/2026 - Physical and Information Security\, Part 1 06/24/2026 - Physical and Information Security\, Part 2 1 Day Virtual Review07/08/2026 - APRP ReviewAll Virtual APRP Classes will be hosted live and recorded from:2:00 pm - 3:30 pm ET1:00 pm - 2:30 pm CT8:00 am - 9:30 am HST1-Day Virtual Review will be held from:TBD2026 APRP Prep Package Registration Nacha Testing Registration and Fee Information - Click Here \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/2026-aprp-prep-package-1549554?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Become an Accredited Payments Risk Professional \;

Strengthen your risk management expertise by becoming an Accredited Payments Risk Professional (APRP). This respected credential highlights your ability to identify\, assess\, and mitigate payments risk across ACH\, wires\, checks\, cards\, and emerging payment channels.

APRPs are trusted for their comprehensive understanding of payments risk\, regulatory expectations\, and fraud trends. They are often relied on during audits\, exams\, and strategic decision-making. If you want to elevate your professional credibility\, expand your skill set\, and take a leading role in risk management\, the APRP journey is the perfect next step.

APRP Prep Package

Member Price: $1095
Nacha test registration is not included. \;

Non-Member Registration: $2190

Study Resources \;

Risk Pro Online-Based Practice Quizzes \;

Training Sessions

12 Virtual APRP Classes
- 04/08/2026 - Orientation/Welcome Session \;
- 04/15/2026 - Payment Systems \;
- 04/22/2026 - Regulatory Environment\, Part 1 \;
- 04/29/2026 - Regulatory Environment\, Part 2 \;
- 05/06/2026 - Risk Fundamentals\, Part 1 \;
- 05/13/2026 - Risk Fundamentals\, Part 2 \;
- 05/20/2026 - Payments Risk Policy and Governance\, Part 1 \;
- 05/27/2026 - Payments Risk Policy and Governance\, Part 2 \;
- 06/03/2026 - Payments Risk Management and Controls\, Part 1 \;
- 06/10/2026 - Payments Risk Management and Controls\, Part 2 \;
- 06/17/2026 - Physical and Information Security\, Part 1 \;
- 06/24/2026 - Physical and Information Security\, Part 2 \;
1 Day Virtual \;Review
- 07/08/2026 - APRP Review

All Virtual APRP Classes will be hosted live and recorded from:

2:00 pm - 3:30 pm ET
1:00 pm - 2:30 pm CT
8:00 am - 9:30 am HST

1-Day Virtual Review will be held from:

2026 APRP Prep Package Registration

\;Nacha Testing Registration and Fee Information - Click Here

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/2026-aprp-prep-package-1549554?sourceTypeId=Hub LOCATION: UID:e.3316.1321392 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/2026-aprp-prep-package-1549554?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;VALUE=DATE:20261104 DTEND;VALUE=DATE:20261105 TRANSP:TRANSPARENT X-MICROSOFT-CDO-ALLDAYEVENT:TRUE SUMMARY:Hawaii Fraud Day DESCRIPTION:Hawaii Fraud Day brings a distinct perspective to fraud education\, featuring industry fraud experts who work on the front lines of today's most complex payments and cybercrime threats.Financial fraud continues to generate billions of dollars in losses each year for financial institutions and their customers. Join us for this engaging event to hear the latest insights and trends in financial and cyber payments fraud. Learn how fraudsters are evolving their tactics\, what emerging threats to watch for\, and the proactive steps your institution can take to strengthen defenses and protect your accountholders.Who Should Attend:\nThis event is ideal for payments operations staff\, fraud and risk professionals\, compliance officers\, and financial institution leaders responsible for fraud prevention and response. It is also well-suited for government agencies and law enforcement professionals involved in financial crime investigations and cyber fraud enforcement. Individuals preparing for or maintaining their AAP\, APRP\, or NCP accreditations will find this session especially valuable. This event is FREE to Members and Government/Law Enforcement. Non-Member Financial Institutions are $199/person4.8 AAP/APRP Credits | NCP & AFPP TBDIn-person and Virtual Options are AvailableLocation:Bank of Hawaii Center for Excellence\, Team Rooms 1 & 2\, 111 S King St.\, Honolulu\, HI 96813 \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/hawaii-fraud-day-1607264?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Hawaii Fraud Day brings a distinct perspective to fraud education\, featuring industry fraud experts who work on the front lines of today&rsquo\;s most complex payments and cybercrime threats.

Financial fraud continues to generate billions of dollars in losses each year for financial institutions and their customers. Join us for this engaging event to hear the latest insights and trends in financial and cyber payments fraud. Learn how fraudsters are evolving their tactics\, what emerging threats to watch for\, and the proactive steps your institution can take to strengthen defenses and protect your accountholders.

Who Should Attend:
This event is ideal for payments operations staff\, fraud and risk professionals\, compliance officers\, and financial institution leaders responsible for fraud prevention and response. It is also well-suited for government agencies and law enforcement professionals involved in financial crime investigations and cyber fraud enforcement. Individuals preparing for or maintaining their AAP\, APRP\, or NCP accreditations will find this session especially valuable. \;

This event is FREE to Members and Government/Law Enforcement. \;

Non-Member Financial Institutions are $199/person

4.8 AAP/APRP Credits | NCP &\; AFPP TBD

In-person and Virtual Options are Available

Location:

Bank of Hawaii Center for Excellence\, Team Rooms 1 &\; 2\, 111 S King St.\, Honolulu\, HI 96813 \;

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/hawaii-fraud-day-1607264?sourceTypeId=Hub LOCATION:111 S King St Honolulu HI 96813 UID:e.3316.1363510 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/hawaii-fraud-day-1607264?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260420T140000 DTEND;TZID=America/New_York:20260420T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Power Hour - Inside the U.S. Instant Payments Adoption Study DESCRIPTION:Inside the U.S. Instant Payments Adoption StudySpeakers:\nReed Luhtanen\, U.S. Faster Payments Council\nBrian Mantel\, Federal Reserve Financial Services\nElspeth Bloodgood\, Jack HenryInstant payments continue to gain momentum across the U.S. payments landscape\, driven by evolving customer expectations\, new use cases\, and expanding technology capabilities. To better understand where adoption is accelerating and what is driving value\, the Faster Payments Council and Federal Reserve Financial Services collaborated on the U.S. Instant Payments Adoption Quantitative Study.This Power Hour will provide an in-depth look at the study's findings\, drawing on insights from third-party enablers that collectively serve more than 90 percent of U.S. financial institutions. Speakers will explore the use cases delivering the greatest impact today\, the areas where customer demand is fueling adoption\, and how emerging technology solutions are helping streamline implementation.The discussion will also highlight key trends shaping instant payments growth through 2028 and outline opportunities for financial institutions to expand access to faster\, more efficient\, and more reliable payment options for their customers.What You'll LearnKey findings from the U.S. Instant Payments Adoption Quantitative StudyWhich instant payment use cases are delivering the greatest value todayWhere customer demand is accelerating adoption across the industryHow technology solutions are simplifying implementation and increasing accessibilityFactors expected to influence instant payments growth through 2028Complimentary to all PaymentsFirst Members\nMust be a PaymentsFirst member to register1.2 AAP/AFPP/APRP Credits | CTP Credits May Apply \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/power-hour-inside-the-u-s-instant-payments-adoption-study-1639828?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Inside the U.S. Instant Payments Adoption Study

Speakers:
Reed Luhtanen\, U.S. Faster Payments Council
Brian Mantel\, Federal Reserve Financial Services
Elspeth Bloodgood\, Jack Henry

Instant payments continue to gain momentum across the U.S. payments landscape\, driven by evolving customer expectations\, new use cases\, and expanding technology capabilities. To better understand where adoption is accelerating and what is driving value\, the Faster Payments Council and Federal Reserve Financial Services collaborated on the U.S. Instant Payments Adoption Quantitative Study.

This Power Hour will provide an in-depth look at the study&rsquo\;s findings\, drawing on insights from third-party enablers that collectively serve more than 90 percent of U.S. financial institutions. Speakers will explore the use cases delivering the greatest impact today\, the areas where customer demand is fueling adoption\, and how emerging technology solutions are helping streamline implementation.

The discussion will also highlight key trends shaping instant payments growth through 2028 and outline opportunities for financial institutions to expand access to faster\, more efficient\, and more reliable payment options for their customers.

What You&rsquo\;ll Learn

Key findings from the U.S. Instant Payments Adoption Quantitative Study
Which instant payment use cases are delivering the greatest value today
Where customer demand is accelerating adoption across the industry
How technology solutions are simplifying implementation and increasing accessibility
Factors expected to influence instant payments growth through 2028

Complimentary to all PaymentsFirst Members
Must be a PaymentsFirst member to register

1.2 AAP/AFPP/APRP Credits | CTP Credits May Apply

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/power-hour-inside-the-u-s-instant-payments-adoption-study-1639828?sourceTypeId=Hub LOCATION: UID:e.3316.1388462 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/power-hour-inside-the-u-s-instant-payments-adoption-study-1639828?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260409T140000 DTEND;TZID=America/New_York:20260409T170000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:The Liability Maze: A Payments Workshop DESCRIPTION:Gain clarity on who is responsible when things go wrong in a payment transaction. This virtual workshop offers a focused and practical guide to the most common liability situations across the payments ecosystem. Through real-life case studies\, we'll break down the rules and regulations that determine liability helping you understand how to apply them in everyday operations.This Session Will Cover:Commercial ReclamationsFederal Government ReclamationsAutomated Enrollment Entries (ENR)Notifications of Change (NOC)Altered\, Counterfeit\, and Forged Maker's Signature ChecksODFI Warranties and MoreDiscover how to navigate complex scenarios\, minimize financial losses\, and safeguard your organization against liability exposure.Who Should Attend:\nThis course is ideal for deposit and check operations staff\, exceptions processing staff\, compliance and risk managers\, auditors\, customer service staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, APRP or NCP continuing education credits.$199 Member / $398 Non-Member 3.6 AAP / AFPP / APRP / NCP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/the-liability-maze-a-payments-workshop-1530517?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Gain clarity on who is responsible when things go wrong in a payment transaction. This virtual workshop offers a focused and practical guide to the most common liability situations across the payments ecosystem. Through real-life case studies\, we&rsquo\;ll break down the rules and regulations that determine liability&mdash\;helping you understand how to apply them in everyday operations.

This Session Will Cover:

Commercial Reclamations
Federal Government Reclamations
Automated Enrollment Entries (ENR)
Notifications of Change (NOC)
Altered\, Counterfeit\, and Forged Maker&rsquo\;s Signature Checks
ODFI Warranties and More

Discover how to navigate complex scenarios\, minimize financial losses\, and safeguard your organization against liability exposure.

$199 Member / $398 Non-Member \;

3.6 \;AAP / AFPP / APRP / NCP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/the-liability-maze-a-payments-workshop-1530517?sourceTypeId=Hub LOCATION: UID:e.3316.1306403 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/the-liability-maze-a-payments-workshop-1530517?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=Pacific/Honolulu:20260420T090000 DTEND;TZID=Pacific/Honolulu:20260420T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:In-Person Training- Hawaii- ODFI Roles & Responsibilities DESCRIPTION:Do you fully understand the roles and responsibilities of an ODFI? This full-day session will take you inside the day-to-day operations of an Originating Depository Financial Institution (ODFI)\, exploring the risks\, responsibilities\, warranties\, and obligations that accompany origination activity. Learn how to make informed decisions when establishing and maintaining relationships with originating companies while ensuring compliance with the Nacha Operating Rules.You Will Learn About:Basics of the ACH NetworkOrigination RiskAgreements and Due DiligenceExposure LimitsFile ProcessingObligations and WarrantiesWho Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$95 Member / $190 Non-Member 6.0 AAP / AFPP / APRP Credits | CTP Credits May Apply 9:00 am - 3:00 pm HST Lunch will be provided.AAP Prep Required TrainingPacPay COMP Codes may be applied toward registration.\nThis session is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-odfi-roles-responsibilities-1530520?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Do you fully understand the roles and responsibilities of an ODFI? This full-day session will take you inside the day-to-day operations of an Originating Depository Financial Institution (ODFI)\, exploring the risks\, responsibilities\, warranties\, and obligations that accompany origination activity. Learn how to make informed decisions when establishing and maintaining relationships with originating companies while ensuring compliance with the Nacha Operating Rules.

You Will Learn About:

Basics of the ACH Network
Origination Risk
Agreements and Due Diligence
Exposure Limits
File Processing
Obligations and Warranties

$95 Member / $190 Non-Member \;

6.0 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

9:00 am - 3:00 pm HST \;

Lunch will be provided.

AAP Prep Required Training

PacPay COMP Codes may be applied toward registration.

This session is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-odfi-roles-responsibilities-1530520?sourceTypeId=Hub LOCATION:1226 College Walk Community Room Honolulu HI 96817 UID:e.3316.1306406 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-odfi-roles-responsibilities-1530520?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260507T140000 DTEND;TZID=America/New_York:20260507T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Fraudsters Toolbox Series-ACH Fraud DESCRIPTION:Step inside the mind of today's fraudsters targeting ACH transactions in this session from the Fraudsters Toolbox Series. This course uncovers the most common schemes and manipulation tactics used to exploit vulnerabilities in the ACH Network and provides actionable strategies to strengthen your institution's defenses. Through real-world examples and case studies\, you'll gain the insight needed to anticipate threats\, detect red flags early\, and protect your organization from loss.This Session Will Cover:Identifying Common ACH Fraud Schemes and Red FlagsInsights into Emerging Fraud TechniquesPractical Methods to Detect and Mitigate RiskCase Studies Showcasing Successful InterventionsWho Should Attend:\nThis session is ideal for ACH operations staff\, compliance officers\, risk managers\, and treasury professionals who manage federal government benefit payments or enrollment requests. It is also well-suited for frontline staff\, those seeking a refresher on key payment topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits. $199 Member / $398 Non-Member 1.2 AAP / AFPP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraudsters-toolbox-series-ach-fraud-1530528?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Step inside the mind of today&rsquo\;s fraudsters targeting ACH transactions in this session from the Fraudsters Toolbox Series. This course uncovers the most common schemes and manipulation tactics used to exploit vulnerabilities in the ACH Network &mdash\; and provides actionable strategies to strengthen your institution&rsquo\;s defenses. Through real-world examples and case studies\, you&rsquo\;ll gain the insight needed to anticipate threats\, detect red flags early\, and protect your organization from loss.

This Session Will Cover:

Identifying Common ACH Fraud Schemes and Red Flags
Insights into Emerging Fraud Techniques
Practical Methods to Detect and Mitigate Risk
Case Studies Showcasing Successful Interventions

$199 Member / $398 Non-Member \;

1.2 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraudsters-toolbox-series-ach-fraud-1530528?sourceTypeId=Hub LOCATION: UID:e.3316.1306414 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraudsters-toolbox-series-ach-fraud-1530528?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260623T140000 DTEND;TZID=America/New_York:20260623T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Fraudsters Toolbox Series-RDC and Mobile Capture Fraud DESCRIPTION:As part of the Fraudster Toolbox Series\, this session explores the evolving fraud risks within Remote Deposit Capture (RDC) and mobile deposits two of the most widely used yet frequently targeted digital channels. In an era of convenience and instant access\, fraudsters are constantly adapting\, making it critical for financial institutions to strengthen detection and prevention measures.This Session Will Cover:Understanding Fraudulent Tactics Unique to RDC and Mobile CaptureRisk Detection Strategies Tailored for Digital ChannelsMeasures to Strengthen Mobile Deposit SecurityIndustry Best Practices and Emerging TrendsWho Should Attend:\nThis course is ideal for deposit and check operations staff\, fraud and risk managers\, treasury management professionals\, compliance officers\, auditors\, IT professionals\, those responsible for implementing fraud prevention strategies\, and those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP$199 Member / $398 Non-Member 1.2 AAP / APRP / NCP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraudsters-toolbox-series-rdc-and-mobile-capture-fraud-1530531?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

As part of the Fraudster Toolbox Series\, this session explores the evolving fraud risks within Remote Deposit Capture (RDC) and mobile deposits&mdash\;two of the most widely used yet frequently targeted digital channels. In an era of convenience and instant access\, fraudsters are constantly adapting\, making it critical for financial institutions to strengthen detection and prevention measures.

This Session Will Cover:

Understanding Fraudulent Tactics Unique to RDC and Mobile Capture
Risk Detection Strategies Tailored for Digital Channels
Measures to Strengthen Mobile Deposit Security
Industry Best Practices and Emerging Trends

Who Should Attend:
This course is ideal for deposit and check operations staff\, fraud and risk managers\, treasury management professionals\, compliance officers\, auditors\, IT professionals\, those responsible for implementing fraud prevention strategies\, and those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP

$199 Member / $398 Non-Member \;

1.2 AAP / APRP / NCP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraudsters-toolbox-series-rdc-and-mobile-capture-fraud-1530531?sourceTypeId=Hub LOCATION: UID:e.3316.1306417 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/fraudsters-toolbox-series-rdc-and-mobile-capture-fraud-1530531?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260514T140000 DTEND;TZID=America/New_York:20260514T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Double Booked: When Nacha and Reg E Don’t Agree DESCRIPTION:When it comes to handling ACH disputes and unauthorized transactions\, financial institutions often find themselves caught between two sets of rules the Nacha Operating Rules and Regulation E. While both are designed to protect consumers and guide financial institutions\, they don't always align.This session breaks down the differences and overlaps between Nacha and Regulation E\, equipping you with the knowledge to confidently determine which rule applies and how to respond appropriately in each situation.Topics Include:The Purpose of Nacha Rules vs. Regulation ETimelines for Consumer Claims and Financial Institution ResponsesRDFI Responsibilities Under Nacha vs. Regulation EWhen and How to Apply the Correct RuleReal-World Scenarios to Clarify Common Areas of ConfusionWho Should Attend:\nThis session is ideal for ACH operations staff\, compliance officers\, risk managers\, and treasury professionals who manage federal government benefit payments or enrollment requests. It is also well-suited for frontline staff\, those seeking a refresher on key payment topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits. $199 Member / $398 Non-Member 1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply This webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/double-booked-when-nacha-and-reg-e-don-t-agree-1530533?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

When it comes to handling ACH disputes and unauthorized transactions\, financial institutions often find themselves caught between two sets of rules &mdash\; the Nacha Operating Rules and Regulation E. While both are designed to protect consumers and guide financial institutions\, they don&rsquo\;t always align.

This session breaks down the differences and overlaps between Nacha and Regulation E\, equipping you with the knowledge to confidently determine which rule applies and how to respond appropriately in each situation.

Topics Include:

The Purpose of Nacha Rules vs. Regulation E
Timelines for Consumer Claims and Financial Institution Responses
RDFI Responsibilities Under Nacha vs. Regulation E
When and How to Apply the Correct Rule
Real-World Scenarios to Clarify Common Areas of Confusion

$199 Member / $398 Non-Member \;

1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/double-booked-when-nacha-and-reg-e-don-t-agree-1530533?sourceTypeId=Hub LOCATION: UID:e.3316.1306419 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/double-booked-when-nacha-and-reg-e-don-t-agree-1530533?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260519T140000 DTEND;TZID=America/New_York:20260519T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:How to be a B.A.D. RDFI DESCRIPTION:Let's face it no one wants to be bad at anything. But what if being "BAD" actually meant being Built for Accuracy and Delivery?Join us as we break down the key steps to elevate your organization from average to excellent. This interactive session will walk you through the essential responsibilities of an RDFI\, helping ensure accuracy\, compliance\, and strong performance in ACH processing.Topics Include:Requesting a Copy of an AuthorizationPrenotificationsNotifications of Change (NOCs)Written Statements of Unauthorized Debit (WSUDs)Stop PaymentsWho Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/how-to-be-a-b-a-d-rdfi-1530534?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Let&rsquo\;s face it&mdash\;no one wants to be bad at anything. But what if being &ldquo\;BAD&rdquo\; actually meant being Built for Accuracy and Delivery?

Join us as we break down the key steps to elevate your organization from average to excellent. This interactive session will walk you through the essential responsibilities of an RDFI\, helping ensure accuracy\, compliance\, and strong performance in ACH processing.

Topics Include:

Requesting a Copy of an Authorization
Prenotifications
Notifications of Change (NOCs)
Written Statements of Unauthorized Debit (WSUDs)
Stop Payments

$199 Member / $398 Non-Member \;

1.8 AAP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/how-to-be-a-b-a-d-rdfi-1530534?sourceTypeId=Hub LOCATION: UID:e.3316.1306420 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/how-to-be-a-b-a-d-rdfi-1530534?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260528T140000 DTEND;TZID=America/New_York:20260528T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Unmasking Check Fraud DESCRIPTION:In today's complex financial landscape\, financial institutions face an increasing threat from counterfeit\, altered\, and forged checks and indorsements. This webinar provides a comprehensive look at these types of fraud\, equipping bank personnel with the knowledge and tools needed to identify\, investigate\, and respond effectively.We Will Cover:Understanding the Types of Fraud: Learn how to distinguish between counterfeit items\, altered checks\, and forged signatures or indorsements.Responding to Fraudulent Activity: Understand the steps for investigating fraudulent checks and determining which party holds warranties and liabilities.Dealing Direct: Explore what a breach of warranty claim looks like through real-world scenarios and examples.Who Should Attend:\nThis course is ideal for deposit and check operations staff\, fraud and risk managers\, exceptions processing staff\, compliance and risk managers\, auditors\, customer service staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, APRP\, and NCP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / APRP / NCP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/unmasking-check-fraud-1530537?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

In today&rsquo\;s complex financial landscape\, financial institutions face an increasing threat from counterfeit\, altered\, and forged checks and indorsements. This webinar provides a comprehensive look at these types of fraud\, equipping bank personnel with the knowledge and tools needed to identify\, investigate\, and respond effectively.

We Will Cover:

Understanding the Types of Fraud: Learn how to distinguish between counterfeit items\, altered checks\, and forged signatures or indorsements.
Responding to Fraudulent Activity: Understand the steps for investigating fraudulent checks and determining which party holds warranties and liabilities.
Dealing Direct: Explore what a breach of warranty claim looks like through real-world scenarios and examples.

Who Should Attend:
This course is ideal for deposit and check operations staff\, fraud and risk managers\, exceptions processing staff\, compliance and risk managers\, auditors\, customer service staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, APRP\, and NCP continuing education credits.

$199 Member / $398 Non-Member \;

1.8 AAP / APRP / NCP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/unmasking-check-fraud-1530537?sourceTypeId=Hub LOCATION: UID:e.3316.1306423 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/unmasking-check-fraud-1530537?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260615T140000 DTEND;TZID=America/New_York:20260615T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Power Hour - Elder Financial Abuse Awareness Month DESCRIPTION:Power Hours are a complimentary benefit included with your PaymentsFirst membership and are designed to keep you informed and prepared on key topics impacting your institution.Elder financial abuse is a growing concern as fraud tactics and technology continue to evolve. Fraudsters often target older adults through scams\, coercion\, or even exploitation by someone they trust. Financial institutions are on the front lines of detection and play a critical role in protecting their account holders.In recognition of Elder Abuse Awareness Month\, this session will explore how to recognize the warning signs of elder financial exploitation\, identify red flags in account activity\, and take action to prevent further harm.Topics include:\n Common scams targeting older adults\n Behavioral and transaction red flags\n The importance of staff education\n Reporting obligations and available resources\n Best practices for prevention and protection1.2 AAP / APRP Credits | CTP Credits May Apply \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/power-hour-elder-financial-abuse-awareness-month-1531763?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Power Hours are a complimentary benefit included with your PaymentsFirst membership and are designed to keep you informed and prepared on key topics impacting your institution.

Elder financial abuse is a growing concern as fraud tactics and technology continue to evolve. Fraudsters often target older adults through scams\, coercion\, or even exploitation by someone they trust. Financial institutions are on the front lines of detection and play a critical role in protecting their account holders.

In recognition of Elder Abuse Awareness Month\, this session will explore how to recognize the warning signs of elder financial exploitation\, identify red flags in account activity\, and take action to prevent further harm.

Topics include:
&bull\; Common scams targeting older adults
&bull\; Behavioral and transaction red flags
&bull\; The importance of staff education
&bull\; Reporting obligations and available resources
&bull\; Best practices for prevention and protection

1.2 \;AAP / APRP Credits | CTP Credits May Apply

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/power-hour-elder-financial-abuse-awareness-month-1531763?sourceTypeId=Hub LOCATION: UID:e.3316.1307239 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/power-hour-elder-financial-abuse-awareness-month-1531763?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260714T140000 DTEND;TZID=America/New_York:20260714T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:How to be a B.A.D. Originator DESCRIPTION:Let's face it no one wants to be bad at anything. But what if being "B.A.D." meant being Best At Delivering? This session will show you how to transform your Originators from average to exceptional. Together\, we'll break down practical steps to strengthen your ACH origination program and empower your Originators to operate with confidence\, compliance\, and excellence.Topics include the basics of minimizing fraud threats\, understanding authorizations\, maintaining proper record retention\, providing authorization to the ODFI\, and ensuring strong data security practices.Who Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/how-to-be-a-b-a-d-originator-1531768?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Let&rsquo\;s face it&mdash\;no one wants to be bad at anything. But what if being &ldquo\;B.A.D.&rdquo\; meant being Best At Delivering? This session will show you how to transform your Originators from average to exceptional. Together\, we&rsquo\;ll break down practical steps to strengthen your ACH origination program and empower your Originators to operate with confidence\, compliance\, and excellence.

Topics include the basics of minimizing fraud threats\, understanding authorizations\, maintaining proper record retention\, providing authorization to the ODFI\, and ensuring strong data security practices.

$199 Member / $398 Non-Member \;

1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/how-to-be-a-b-a-d-originator-1531768?sourceTypeId=Hub LOCATION: UID:e.3316.1307244 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/how-to-be-a-b-a-d-originator-1531768?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260723T140000 DTEND;TZID=America/New_York:20260723T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Decoding Digital Payments DESCRIPTION:The world of digital payments is evolving at an unprecedented pace. New technologies\, regulations\, and consumer expectations are transforming how we send\, receive\, and manage money. To stay competitive and secure in 2026\, it's essential to not only understand these innovations but to truly decode them.This webinar will break down the complex landscape of modern digital payments offering clear definitions\, practical examples\, and strategic insights into the technologies driving this transformation. Join us to cut through the jargon and gain a comprehensive understanding of the key players\, systems\, and concepts defining the future of payments.Topics include:\n Secure Remote Commerce (SRC) "Click to Pay": Learn about the EMVCo-backed standard designed to simplify and secure online checkouts\, replacing fragmented guest checkout experiences while enhancing security for card-not-present transactions.\n Open Banking: Explore how secure data sharing through APIs is driving innovation\, enabling new financial products\, and giving consumers greater control over their financial information.\n Pay by Bank: Examine the rise of direct account-to-account (A2A) payments that bypass traditional card networks for faster\, more efficient transfers.\n Buy Now\, Pay Later (BNPL): Understand the mechanics behind BNPL services and the factors fueling their rapid adoption.\n Account-to-Account (A2A) Payments: Discover how A2A payments move funds directly between bank accounts using rails such as ACH\, RTP\, FedNow\, and Pay by Bank and why they're becoming critical for both consumer and business payments.\n Practical Implications for Your Institution: Identify how these digital innovations affect your operations\, risk management\, customer experience\, and long-term strategy.Who Should Attend:\nThis session is ideal for financial institution leaders\, payments professionals\, and technology teams seeking to understand and navigate the rapidly changing digital payments ecosystem. It's also valuable for Compliance\, Risk\, and Treasury Management professionals\, and individuals earning AAP or APRP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/decoding-digital-payments-1531771?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

The world of digital payments is evolving at an unprecedented pace. New technologies\, regulations\, and consumer expectations are transforming how we send\, receive\, and manage money. To stay competitive and secure in 2026\, it&rsquo\;s essential to not only understand these innovations but to truly decode them.

This webinar will break down the complex landscape of modern digital payments&mdash\;offering clear definitions\, practical examples\, and strategic insights into the technologies driving this transformation. Join us to cut through the jargon and gain a comprehensive understanding of the key players\, systems\, and concepts defining the future of payments.

Topics include:
&bull\; Secure Remote Commerce (SRC) &ndash\; &ldquo\;Click to Pay&rdquo\;: Learn about the EMVCo-backed standard designed to simplify and secure online checkouts\, replacing fragmented guest checkout experiences while enhancing security for card-not-present transactions.
&bull\; Open Banking: Explore how secure data sharing through APIs is driving innovation\, enabling new financial products\, and giving consumers greater control over their financial information.
&bull\; Pay by Bank: Examine the rise of direct account-to-account (A2A) payments that bypass traditional card networks for faster\, more efficient transfers.
&bull\; Buy Now\, Pay Later (BNPL): Understand the mechanics behind BNPL services and the factors fueling their rapid adoption.
&bull\; Account-to-Account (A2A) Payments: Discover how A2A payments move funds directly between bank accounts using rails such as ACH\, RTP\, FedNow\, and Pay by Bank&mdash\;and why they&rsquo\;re becoming critical for both consumer and business payments.
&bull\; Practical Implications for Your Institution: Identify how these digital innovations affect your operations\, risk management\, customer experience\, and long-term strategy.

Who Should Attend:
This session is ideal for financial institution leaders\, payments professionals\, and technology teams seeking to understand and navigate the rapidly changing digital payments ecosystem. It&rsquo\;s also valuable for Compliance\, Risk\, and Treasury Management professionals\, and individuals earning AAP or APRP continuing education credits.

$199 Member / $398 Non-Member \;

1.8 AAP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/decoding-digital-payments-1531771?sourceTypeId=Hub LOCATION: UID:e.3316.1307247 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/decoding-digital-payments-1531771?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=Pacific/Honolulu:20260804T130000 DTEND;TZID=Pacific/Honolulu:20260804T160000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:In-Person Training- Hawaii- Error Resolution Made Easy DESCRIPTION:Regulation E protects consumers involved in electronic funds transfers (EFTs)\, and its error resolution process is one of the most critical components of regulatory compliance. This session provides a comprehensive guide to Regulation E with a focus on both ACH and debit card transactions.You'll gain a clear understanding of the types of errors that occur in EFTs\, the consumer rights involved\, and the specific steps financial institutions must take when an error is reported. The discussion will also cover ACH breach of warranty claims\, including required time frames and communication protocols. Finally\, you'll walk away with practical tips and best practices for preventing and effectively handling EFT errors across all payment platforms.Who Should Attend:\nThis session is ideal for operations personnel\, electronic banking staff\, fraud and risk management\, frontline staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$80 Member / $190 Non-Member 3.0 AAP / AFPP / APRP Credits | CTP Credits May Apply 1:00 pm - 4:00 pm HSTPacPay COMP Codes may be applied toward registration.\nThis session is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-error-resolution-made-easy-1531774?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Regulation E \;protects consumers involved in electronic funds transfers (EFTs)\, and its error resolution process is one of the most critical components of regulatory compliance. This session provides a comprehensive guide to Regulation E with a focus on both ACH and debit card transactions.

You&rsquo\;ll gain a clear understanding of the types of errors that occur in EFTs\, the consumer rights involved\, and the specific steps financial institutions must take when an error is reported. The discussion will also cover ACH breach of warranty claims\, including required time frames and communication protocols. Finally\, you&rsquo\;ll walk away with practical tips and best practices for preventing and effectively handling EFT errors across all payment platforms.

$80 Member / $190 Non-Member \;

3.0 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

1:00 pm - 4:00 pm HST

PacPay \;COMP Codes may be applied toward registration.

This session is included in the Education Package Plan. \;

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-error-resolution-made-easy-1531774?sourceTypeId=Hub LOCATION:999 Bishop Street 6th Floor\, Maika’i room Honolulu HI 96813 UID:e.3316.1307250 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-error-resolution-made-easy-1531774?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=Pacific/Honolulu:20260805T090000 DTEND;TZID=Pacific/Honolulu:20260805T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:In-Person Training- Hawaii- Regulation Review DESCRIPTION:This full-day session provides a comprehensive look at the legal foundation of the ACH Network\, helping you understand the key regulations that govern ACH processing and protect both consumers and businesses. You'll explore the consumer protections outlined in Regulation E\, the business protections established by UCC 4A\, and the funds availability requirements defined in Regulation CC. The session will also review additional rules and regulations that apply to the ACH Network to help ensure your institution's compliance and operational readiness.Who Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.$99 Member / $198 Non-Member 6.0 AAP / AFPP / APRP Credits | CTP Credits May Apply 9:00 am - 3:00 pm HST*AAP Prep Package - Required Training\nThis session is included in the Education Package Plan. PacPay COMP Codes may be applied toward registration.Lunch will be provided. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-regulation-review-1531776?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

This full-day session provides a comprehensive look at the legal foundation of the ACH Network\, helping you understand the key regulations that govern ACH processing and protect both consumers and businesses. You&rsquo\;ll explore the consumer protections outlined in Regulation E\, the business protections established by UCC 4A\, and the funds availability requirements defined in Regulation CC. The session will also review additional rules and regulations that apply to the ACH Network to help ensure your institution&rsquo\;s compliance and operational readiness.

$99 Member / $198 Non-Member \;

6.0 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

9:00 am - 3:00 pm HST

*AAP Prep Package - \;Required Training

This session is included in the Education Package Plan. \;

PacPay COMP Codes may be applied toward registration.

Lunch will be provided. \;

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-regulation-review-1531776?sourceTypeId=Hub LOCATION:999 Bishop Street 6th Floor\, Maika’i room Honolulu HI 96813 UID:e.3316.1307252 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-regulation-review-1531776?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=Pacific/Honolulu:20260806T090000 DTEND;TZID=Pacific/Honolulu:20260806T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:In-Person Training- Hawaii - File Formats and Other Payment Systems DESCRIPTION:Appendix Three of the Nacha Operating Rules and Guidelines serves as a powerful reference for understanding ACH file formats. If you have ever questioned what your ACH reports are telling you or need a stronger grasp of file formats to better support your Originators\, this full-day deep dive is designed to help you confidently interpret and analyze ACH files.This session provides a comprehensive overview of ACH file formats\, including structure\, field definitions\, and common reporting elements. It also expands beyond ACH to examine other payment systems\, with a focus on the key participants involved and their respective roles\, responsibilities\, and obligations across the payments ecosystem.Who Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.$99 Member / $198 Non-Member 6.0 AAP / AFPP / APRP Credits | CTP Credits May Apply 9:00 am - 3:00 pm HST*AAP Prep Package - Required Training\nThis session is included in the Education Package Plan.PacPay Comp Codes may be applied toward registration. Lunch will be provided. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-file-formats-and-other-payment-systems-1531777?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Appendix Three of the Nacha Operating Rules and Guidelines serves as a powerful reference for understanding ACH file formats. If you have ever questioned what your ACH reports are telling you or need a stronger grasp of file formats to better support your Originators\, this full-day deep dive is designed to help you confidently interpret and analyze ACH files.

This session provides a comprehensive overview of ACH file formats\, including structure\, field definitions\, and common reporting elements. It also expands beyond ACH to examine other payment systems\, with a focus on the key participants involved and their respective roles\, responsibilities\, and obligations across the payments ecosystem.

$99 Member / $198 Non-Member \;

6.0 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

9:00 am - 3:00 pm HST

*AAP Prep Package - Required Training

This session is included in the Education Package Plan.

PacPay Comp Codes may be applied toward registration. \;

Lunch will be provided.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-file-formats-and-other-payment-systems-1531777?sourceTypeId=Hub LOCATION:999 Bishop Street 6th Floor\, Maika’i room Honolulu HI 96813 UID:e.3316.1307253 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/in-person-training-hawaii-file-formats-and-other-payment-systems-1531777?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260917T140000 DTEND;TZID=America/New_York:20260917T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Revoked Authorization\, Stop Payments\, and WSUDs: When Do I Use What? DESCRIPTION:When managing exceptions\, decisions related to issues such as insufficient funds\, closed accounts\, or invalid account numbers are often clear and routine. However\, more complex exceptions that require judgment and a deeper understanding of the circumstances surrounding a transaction can take additional time and careful analysis.This session will focus on these challenging situations and review the applicable Nacha Rules for handling revoked authorizations\, stop payments\, and written statements of unauthorized debits. Participants will gain the clarity and confidence needed to evaluate complex exception scenarios and make well-informed decisions that support compliance and effective ACH operations.Who Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, compliance and risk management teams\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/revoked-authorization-stop-payments-and-wsuds-when-do-i-use-what-1531780?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

When managing exceptions\, decisions related to issues such as insufficient funds\, closed accounts\, or invalid account numbers are often clear and routine. However\, more complex exceptions that require judgment and a deeper understanding of the circumstances surrounding a transaction can take additional time and careful analysis.

This session will focus on these challenging situations and review the applicable Nacha Rules for handling revoked authorizations\, stop payments\, and written statements of unauthorized debits. Participants will gain the clarity and confidence needed to evaluate complex exception scenarios and make well-informed decisions that support compliance and effective ACH operations.

Who Should Attend:
This session is ideal for operations personnel\, treasury management professionals\, compliance and risk management teams\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.

$199 Member / $398 Non-Member \;

1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/revoked-authorization-stop-payments-and-wsuds-when-do-i-use-what-1531780?sourceTypeId=Hub LOCATION: UID:e.3316.1307256 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/revoked-authorization-stop-payments-and-wsuds-when-do-i-use-what-1531780?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260929T140000 DTEND;TZID=America/New_York:20260929T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Error Resolution Made Easy: Your Guide to Reg E & ACH DESCRIPTION:Regulation E protects consumers in electronic funds transfers\, and its error resolution process is a crucial aspect of compliance. With a focus on debit cards\, we will discuss defining an error by learning about the definition of errors that occur in electronic fund transfers (EFTs). We will also cover consumer rights and responsibilities\, helping you understand consumer rights and the steps the financial institution needs to take when an error is reported. The ACH Breach of Warranty process will be explained\, covering the steps involved in submitting warranty claims\, including time frames and communication requirements. Finally\, you will gain valuable tips and strategies for preventing EFT errors and handling them effectively.Who Should Attend:\nThis session is ideal for operations personnel\, electronic banking staff\, fraud and risk management\, frontline staff\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/error-resolution-made-easy-your-guide-to-reg-e-ach-1531782?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Regulation E protects consumers in electronic funds transfers\, and its error resolution process is a crucial aspect of compliance. With a focus on debit cards\, we will discuss defining an error by learning about the definition of errors that occur in electronic fund transfers (EFTs). We will also cover consumer rights and responsibilities\, helping you understand consumer rights and the steps the financial institution needs to take when an error is reported. The ACH Breach of Warranty process will be explained\, covering the steps involved in submitting warranty claims\, including time frames and communication requirements. Finally\, you will gain valuable tips and strategies for preventing EFT errors and handling them effectively.

$199 Member / $398 Non-Member \;

1.8 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/error-resolution-made-easy-your-guide-to-reg-e-ach-1531782?sourceTypeId=Hub LOCATION: UID:e.3316.1307258 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/error-resolution-made-easy-your-guide-to-reg-e-ach-1531782?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20261008T140000 DTEND;TZID=America/New_York:20261008T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Somehow\, I Manage to Control My Risk\, Part 1 - ACH DESCRIPTION:In today's rapidly evolving payments ecosystem\, a single misstep can result in significant financial loss and reputational harm. This comprehensive four-part webinar series is designed to equip risk professionals\, compliance officers\, and operations teams with the knowledge and strategies needed to effectively manage the distinct risks associated with the four core pillars of modern payments: ACH\, Check\, Wire\, and Instant Payments.Each session in the series focuses on one payment channel\, delivering an in-depth examination of its inherent risks\, emerging fraud trends\, and proven best practices for building a strong\, adaptable risk management framework that supports both security and operational efficiency.Part 1: ACH Risk Management\nThe first session spotlights ACH payments\, addressing key risk areas such as authorized credit push fraud\, unauthorized debits\, and account takeover activity. Participants will review the latest Nacha Rules and gain practical insight into authorization controls\, risk scoring techniques\, and exception handling processes designed to strengthen institutional protection and enhance overall resilience.Who Should Attend:\nThis session is ideal for deposit operations staff\, fraud and risk managers\, treasury management professionals\, compliance officers\, auditors\, IT professionals\, those responsible for implementing fraud prevention strategies\, and those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 1.2 AAP / AFPP / APRP Credits | CTP Credits May Apply \nThis webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/somehow-i-manage-to-control-my-risk-part-1-ach-1531783?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

In today&rsquo\;s rapidly evolving payments ecosystem\, a single misstep can result in significant financial loss and reputational harm. This comprehensive four-part webinar series is designed to equip risk professionals\, compliance officers\, and operations teams with the knowledge and strategies needed to effectively manage the distinct risks associated with the four core pillars of modern payments: ACH\, Check\, Wire\, and Instant Payments.

Each session in the series focuses on one payment channel\, delivering an in-depth examination of its inherent risks\, emerging fraud trends\, and proven best practices for building a strong\, adaptable risk management framework that supports both security and operational efficiency.

Part 1: ACH Risk Management
The first session spotlights ACH payments\, addressing key risk areas such as authorized credit push fraud\, unauthorized debits\, and account takeover activity. Participants will review the latest Nacha Rules and gain practical insight into authorization controls\, risk scoring techniques\, and exception handling processes designed to strengthen institutional protection and enhance overall resilience.

$199 Member / $398 Non-Member \;

1.2 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/somehow-i-manage-to-control-my-risk-part-1-ach-1531783?sourceTypeId=Hub LOCATION: UID:e.3316.1307259 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/somehow-i-manage-to-control-my-risk-part-1-ach-1531783?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20261203T140000 DTEND;TZID=America/New_York:20261203T170000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Check Bootcamp - Advanced DESCRIPTION:Checks are still a vital part of the payments landscape\, and for many financial institutions\, handling the challenges that arise in check processing can be complex. This advanced session takes a deeper look at the operational and compliance issues surrounding check processing\, with a focus on managing losses\, mitigating risk\, and maintaining regulatory compliance.Topics include:\n Risks associated with improper handling of check adjustments\n Steps to reduce financial losses\n Warranties and liabilities of check parties\n Key regulations governing check processingWho Should Attend:\nThis course is ideal for deposit and check operations staff\, exceptions processing staff\, compliance and risk managers\, auditors\, customer service staff\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, APRP\, and NCP continuing education credits.$199 Member / $398 Non-Member 3.6 AAP / APRP / NCP Credits | CTP Credits May Apply Bootcamps are included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/check-bootcamp-advanced-1531788?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Checks are still a vital part of the payments landscape\, and for many financial institutions\, handling the challenges that arise in check processing can be complex. This advanced session takes a deeper look at the operational and compliance issues surrounding check processing\, with a focus on managing losses\, mitigating risk\, and maintaining regulatory compliance.

Topics include:
&bull\; Risks associated with improper handling of check adjustments
&bull\; Steps to reduce financial losses
&bull\; Warranties and liabilities of check parties
&bull\; Key regulations governing check processing

Who Should Attend:
This course is ideal for deposit and check operations staff\, exceptions processing staff\, compliance and risk managers\, auditors\, customer service staff\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, APRP\, and NCP continuing education credits.

$199 Member / $398 Non-Member \;

3.6 AAP / APRP / NCP Credits | CTP Credits May Apply \;

Bootcamps are included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/check-bootcamp-advanced-1531788?sourceTypeId=Hub LOCATION: UID:e.3316.1307264 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/check-bootcamp-advanced-1531788?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20261105T140000 DTEND;TZID=America/New_York:20261105T150000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Standing Authorizations and Subsequent Entries DESCRIPTION:Managing standing authorizations and tracking subsequent entries within your payment systems can be complex but it doesn't have to be. This course is designed to simplify and streamline your processes to ensure accuracy\, consistency\, and regulatory compliance from start to finish.You'll gain a clear understanding of the framework behind standing authorizations\, learn best practices for recording and monitoring subsequent entries\, and explore how these processes impact overall payment integrity. The session will also highlight practical tools and strategies that improve tracking\, documentation\, and operational transparency.Who Should Attend:\nThis session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP or APRP continuing education credits.$199 Member / $398 Non-Member 1.2 AAP / APRP Credits | CTP Credits May Apply This webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/standing-authorizations-and-subsequent-entries-1531791?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Managing standing authorizations and tracking subsequent entries within your payment systems can be complex&mdash\;but it doesn&rsquo\;t have to be. This course is designed to simplify and streamline your processes to ensure accuracy\, consistency\, and regulatory compliance from start to finish.

You&rsquo\;ll gain a clear understanding of the framework behind standing authorizations\, learn best practices for recording and monitoring subsequent entries\, and explore how these processes impact overall payment integrity. The session will also highlight practical tools and strategies that improve tracking\, documentation\, and operational transparency.

$199 Member / $398 Non-Member \;

1.2 AAP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/standing-authorizations-and-subsequent-entries-1531791?sourceTypeId=Hub LOCATION: UID:e.3316.1307267 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/standing-authorizations-and-subsequent-entries-1531791?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20261020T140000 DTEND;TZID=America/New_York:20261020T153000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Payment Trends: From AI to CBDCs to Quantum Payments DESCRIPTION:To stay competitive and secure in a rapidly changing payments ecosystem\, financial institutions must understand and embrace the technologies shaping the future of global transactions. This session will explore the innovations redefining payments infrastructure and the practical steps your organization can take to prepare for what's next.We'll discuss scenarios for Central Bank Digital Currency (CBDC) adoption\, the use of AI-driven liquidity forecasting\, and the potential impact of quantum computing on encryption and data protection. You'll also learn how to evaluate blockchain-based settlement systems and design API-first payment architectures that support scalability\, interoperability\, and real-time innovation.Who Should Attend:\nThis session is ideal for executive leaders\, strategic planners\, technology and innovation officers\, and risk and compliance professionals who are shaping their institution's long-term payments strategy. It's also valuable for Treasury Management teams\, product developers\, and individuals preparing for or maintaining their Accredited Faster Payments Professional (AFPP) or Accredited Payments Risk Professional (APRP) credentials.$199 Member / $398 Non-Member 1.8 AAP / APRP Credits | CTP Credits May Apply This webinar is included in the Education Package Plan. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/payment-trends-from-ai-to-cbdcs-to-quantum-payments-1531794?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

To stay competitive and secure in a rapidly changing payments ecosystem\, financial institutions must understand and embrace the technologies shaping the future of global transactions. This session will explore the innovations redefining payments infrastructure and the practical steps your organization can take to prepare for what&rsquo\;s next.

We&rsquo\;ll discuss scenarios for Central Bank Digital Currency (CBDC) adoption\, the use of AI-driven liquidity forecasting\, and the potential impact of quantum computing on encryption and data protection. You&rsquo\;ll also learn how to evaluate blockchain-based settlement systems and design API-first payment architectures that support scalability\, interoperability\, and real-time innovation.

Who Should Attend:
This session is ideal for executive leaders\, strategic planners\, technology and innovation officers\, and risk and compliance professionals who are shaping their institution&rsquo\;s long-term payments strategy. It&rsquo\;s also valuable for Treasury Management teams\, product developers\, and individuals preparing for or maintaining their Accredited Faster Payments Professional (AFPP) or Accredited Payments Risk Professional (APRP) credentials.

$199 Member / $398 Non-Member \;

1.8 AAP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan.

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/payment-trends-from-ai-to-cbdcs-to-quantum-payments-1531794?sourceTypeId=Hub LOCATION: UID:e.3316.1307270 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/payment-trends-from-ai-to-cbdcs-to-quantum-payments-1531794?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;VALUE=DATE:20261105 DTEND;VALUE=DATE:20261107 TRANSP:TRANSPARENT X-MICROSOFT-CDO-ALLDAYEVENT:TRUE SUMMARY:Hawaii Payments University DESCRIPTION:For more than 10 years\, PacPay and PaymentsFirst have proudly hosted Hawaii Payments University\, delivering high-quality\, in-person payments education to professionals across the islands. As the payments landscape continues to evolve\, both nationally and in Hawaii\, participation in this two-day\, in-person event is more important than ever.Our speakers bring expertise from across the United States\, offering timely insights and practical guidance you can apply immediately. Join us for engaging payments education\, meaningful connections with fellow payments professionals\, and the opportunity to win exciting door prizes. We look forward to seeing you this year.Payments University offers an immersive\, collegiate-style learning experience designed to deliver comprehensive and focused payments education. Whether you are new to the payments industry or seeking a deeper understanding\, the multi-track agenda features both foundational and advanced courses. Participants attend General Sessions together and then select breakout sessions based on their interests and learning goals. Who Should Attend:\nPayments University is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, APRP\, or NCP continuing education credits.In-person and Virtual Options are AvailablePayments University is included in the Education Package Plan.PacPay Comp Codes may be applied toward registration.Location:Bank of Hawai'i Ka Nu'u Ho'oulu\, Conference Center\, 130 Merchants Street\, 22nd Floor\, Honolulu\, HI 96813Agenda Coming Soon!\n\nThank you for registering for Payments University Hawaii. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/hawaii-payments-university-1607268?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

For more than 10 years\, PacPay and PaymentsFirst have proudly hosted Hawaii Payments University\, delivering high-quality\, in-person payments education to professionals across the islands. As the payments landscape continues to evolve\, both nationally and in Hawaii\, participation in this two-day\, in-person event is more important than ever.

Our speakers bring expertise from across the United States\, offering timely insights and practical guidance you can apply immediately. Join us for engaging payments education\, meaningful connections with fellow payments professionals\, and the opportunity to win exciting door prizes. We look forward to seeing you this year.

Payments University offers an immersive\, collegiate-style learning experience designed to deliver comprehensive and focused payments education. Whether you are new to the payments industry or seeking a deeper understanding\, the multi-track agenda features both foundational and advanced courses. Participants attend General Sessions together and then select breakout sessions based on their interests and learning goals. \;

Who Should Attend:
Payments University is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, APRP\, or NCP continuing education credits.

In-person and Virtual Options are Available

Payments University is included in the Education Package Plan.

PacPay Comp Codes may be applied toward registration.

Location:

Bank of Hawai'\;i Ka Nu'\;u Ho'\;oulu\, Conference Center\, 130 Merchants Street\, 22nd Floor\, Honolulu\, HI 96813

Agenda Coming Soon!

Thank you for registering for Payments University Hawaii. \;

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/hawaii-payments-university-1607268?sourceTypeId=Hub LOCATION:130 Merchant Street\, 22nd Floor Honolulu HI 96813 UID:e.3316.1363514 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/hawaii-payments-university-1607268?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;VALUE=DATE:20260518 DTEND;VALUE=DATE:20260519 TRANSP:TRANSPARENT X-MICROSOFT-CDO-ALLDAYEVENT:TRUE SUMMARY:Mid-Year Rules Reset DESCRIPTION:Mid-Year Rules Reset: ODFI & RDFI Fraud Monitoring CheckpointThe 2026 ACH Rules updates introduced new requirements for ODFI fraud monitoring and RDFI ACH credit monitoring\, creating new expectations for risk programs\, reporting\, and internal controls. Now that the first implementation phase is underway\, it is the perfect time to step back\, evaluate\, and reset.This Mid-Year Rules Reset session is designed to give financial institutions practical insight into how the new rules are working in real environments. We will review early implementation experiences\, highlight what worked well\, and discuss where institutions had to adjust processes\, thresholds\, and monitoring approaches.Whether you already implemented in March or are preparing for the June 22 effective date\, this session will help you validate your approach\, avoid common gaps\, and strengthen your compliance strategy going forward.What we will cover:\n Key fraud monitoring rule requirements and expectations\n Real-world implementation lessons and adjustments\n Monitoring challenges and how institutions are solving them\n Practical preparation guidance for June-phase institutions\n Risk and compliance checkpoints for the remainder of 2026Who should attend:This session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.$199 Member / $398 Non-Member 2.4 AAP / AFPP / APRP Credits | CTP Credits May Apply This webinar is included in the Education Package Plan \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/mid-year-rules-reset-1639331?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

Mid-Year Rules Reset: ODFI &\; RDFI Fraud Monitoring Checkpoint

The 2026 ACH Rules updates introduced new requirements for ODFI fraud monitoring and RDFI ACH credit monitoring\, creating new expectations for risk programs\, reporting\, and internal controls. Now that the first implementation phase is underway\, it is the perfect time to step back\, evaluate\, and reset.

This Mid-Year Rules Reset session is designed to give financial institutions practical insight into how the new rules are working in real environments. We will review early implementation experiences\, highlight what worked well\, and discuss where institutions had to adjust processes\, thresholds\, and monitoring approaches.

Whether you already implemented in March or are preparing for the June 22 effective date\, this session will help you validate your approach\, avoid common gaps\, and strengthen your compliance strategy going forward.

What we will cover:
&bull\; Key fraud monitoring rule requirements and expectations
&bull\; Real-world implementation lessons and adjustments
&bull\; Monitoring challenges and how institutions are solving them
&bull\; Practical preparation guidance for June-phase institutions
&bull\; Risk and compliance checkpoints for the remainder of 2026

Who should attend:

This session is ideal for operations personnel\, treasury management professionals\, newcomers to the payments industry\, those seeking a refresher on key payments topics\, accreditation candidates\, and individuals earning AAP\, AFPP\, or APRP continuing education credits.

$199 Member / $398 Non-Member \;

2.4 AAP / AFPP / APRP Credits | CTP Credits May Apply \;

This webinar is included in the Education Package Plan

https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/mid-year-rules-reset-1639331?sourceTypeId=Hub LOCATION: UID:e.3316.1387997 SEQUENCE:3 DTSTAMP:20260407T223534Z URL:https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/mid-year-rules-reset-1639331?sourceTypeId=Hub END:VEVENT BEGIN:VEVENT DTSTART;VALUE=DATE:20261110 DTEND;VALUE=DATE:20270204 TRANSP:TRANSPARENT X-MICROSOFT-CDO-ALLDAYEVENT:TRUE SUMMARY:2027 AFPP Exam Prep Course DESCRIPTION:The 2027 AFPP exam testing window is open from Monday\, February 15\, through Saturday\, March 13\, 2026. Prepare to become an Accredited Faster Payments Professional (AFPP) with this comprehensive\, instructor-led exam prep series. Designed to deepen your knowledge and build your confidence\, this course will guide you through the essential topics covered on the AFPP exam. This prep course delivers the critical information you need to succeed on the AFPP exam. From foundational concepts and risk management to governance\, technology\, and operations\, each session is tailored to help you understand the full landscape of faster payments. You'll gain the insights and clarity needed to navigate complex exam topics and apply them confidently in real-world scenarios. The AFPP Test Registration is not included in the training package.Course ScheduleNovember 10\, 2026 Fundamentals of Faster Payments\, Part 1November 17\, 2026 Fundamentals of Faster Payments\, Part 2November 24\, 2026 Faster Payments Risk ManagementDecember 1\, 2026 - Faster Payment Operations and Process Flows\, Part 1December 8\, 2026 Faster Payment Operations and Process Flows\, Part 2December 15\, 2026 Open Forum Q&AJanuary 6\, 2027 Governance Framework\, Part 1January 13\, 2027 Governance Framework\, Part 2January 20\, 2027 Technology Considerations for Enabling Faster PaymentsFebruary 3\, 2027 Final Q&A / Review Open ForumThe Webinars will be hosted and recorded from:2:00 pm ET - 4:00 pm ET1:00 pm CT - 3:00 pm CT9:00 am HST - 11:00 am HST The Open Forum Q & A on December 15\, 2026\, will be hosted and recorded from:2:00 pm ET - 4:00 pm ET1:00 pm CT - 3:00 pm CT9:00 am HST - 11:00 am HSTThe Final Q & A / Review on February 3\, 2027\, will be hosted and recorded from:10:00 am ET - 3:00 pm ET 9:00 am CT - 2:00 pm CT5:00 am HST - 10:00 am HST Member Registration - $1\,095Non-Member Registration - $2\,190** Dates may be subject to change. \n https://paymentsfirstdecember012022.growthzoneapp.com/event-calendar/Details/2027-afpp-exam-prep-course-1684485?sourceTypeId=Hub X-ALT-DESC;FMTTYPE=text/html:

The 2027 AFPP exam testing window is open from Monday\, February 15\, through Saturday\, March 13\, 2026. \;

Prepare to become an Accredited Faster Payments Professional (AFPP) with this comprehensive\, instructor-led exam prep series. Designed to deepen your knowledge and build your confidence\, this course will guide you through the essential topics covered on the AFPP exam. \;

This prep course delivers the critical information you need to succeed on the AFPP exam. From foundational concepts and risk management to governance\, technology\, and operations\, each session is tailored to help you understand the full landscape of faster payments. You'\;ll gain the insights and clarity needed to navigate complex exam topics and apply them confidently in real-world scenarios. \;

The AFPP Test Registration is not included in the training package.

Course Schedule

November 10\, 2026 &ndash\; Fundamentals of Faster Payments\, Part 1
November 17\, 2026 &ndash\; Fundamentals of Faster Payments\, Part 2
November 24\, 2026 \;&ndash\; Faster Payments Risk Management
December 1\, 2026 - Faster Payment Operations and Process Flows\, Part 1
December 8\, 2026 &ndash\; Faster Payment Operations and Process Flows\, Part 2
December 15\, 2026 &ndash\; Open Forum Q&\;A
January 6\, 2027 &ndash\; Governance Framework\, Part 1
January 13\, 2027 &ndash\; Governance Framework\, Part 2
January 20\, 2027 \;&ndash\; Technology Considerations for Enabling Faster Payments
February 3\, 2027 &ndash\; Final Q&\;A / Review &ndash\; Open Forum

The Webinars will be hosted and recorded from:

2:00 pm ET - 4:00 pm ET
1:00 pm CT - 3:00 pm CT
9:00 am HST - 11:00 am HST \;

The Open Forum Q &\; A \;on December 15\, 2026\, will be hosted and recorded from:

2:00 pm ET - 4:00 pm ET
1:00 pm CT - 3:00 pm CT
9:00 am HST - 11:00 am HST

The Final Q &\; A / Review on February 3\, 2027\, will be hosted and recorded from:

10:00 am ET - 3:00 pm ET \;
9:00 am CT - 2:00 pm CT
5:00 am HST - 10:00 am HST \;

Member Registration - $1\,095

Non-Member Registration - $2\,190

** Dates may be subject to change. \;

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